This home is in Pablo Beach South, Jacksonville Beach — a home near Duncan U. Fletcher High School.
Sold·Closed Jun 29, 2026·89 days on market·Recent sales in Pablo Beach South·Pablo Beach South
408 8th Street S
Jacksonville Beach, FL 32250
27 more homes for sale in Pablo Beach South →Search Pablo Beach South on the map
About this home
Pablo Beach South
[RECENT RENOVATIONS MARCH 2026!] Seller offering up to $7500 towards Buyer CC w/ an acceptable offer! Just a short walk or bike ride to the ocean and some of Jacksonville Beach's favorite local spots! This beautifully designed 2018-built townhome offers 4 bedrooms, 3.5 bathrooms, & an attached 2-car garage w/ a partially fenced in back yard. The 1st floor features 2 bedrooms & a full bathroom ideal for guests, a home office, or flexible living space. On the second floor, you'll find a spacious open-concept living area w/ a stunning kitchen, a large living room, half bath, pantry, laundry room, & a private balcony perfect for relaxing or entertaining. The 3rd floor boasts not one, but two primary suites, each with its own full bathroom. One primary suite features a double vanity, a gorgeous updated walk in shower & a private balcony. All bathrooms have been beautifully updated with modern new
Next steps in Pablo Beach South
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,822 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $482,491 | $473,166 | — |
| 2024 | $630,413 | $430,151 | ▲ $162,263 |
| 2023 | $479,896 | $391,047 | — |
| 2022 | $368,842 | $355,498 | — |
| 2021 | $323,180 | $323,180 | — |
| 2020 | $311,763 | $311,763 | — |
Estimated taxes if purchased at asking price: ~$10,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $309/sq ft; this home is listed at $248/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 820 5th Avenue S, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $502,000 | $267 | 3/2.5 | 1,882 | 6 | 0.1 |
| 124 S 10th Street, Jacksonville Beach, FL 32250Listed by JWB REALTY LLC | Jul 2026 | $525,000 | $204 | 5/3.5 | 2,574 | 72 | 0.2 |
| 128 S 10th Street, Jacksonville Beach, FL 32250Listed by JWB REALTY LLC | Jul 2026 | $485,000 | $214 | 3/3.5 | 2,266 | 109 | 0.2 |
| 921 2nd Avenue S, Jacksonville Beach, FL 32250Listed by RE/MAX SPECIALISTS | Jun 2026 | $655,000 | $309 | 4/2.5 | 2,117 | 54 | 0.2 |
| 1003 N 1st Avenue, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $645,000 | $314 | 4/3.5 | 2,051 | 0 | 0.4 |
| 721 11th Avenue S, Jacksonville Beach, FL 32250Listed by EXP REALTY LLC | Aug 2026 | $600,000 | $323 | 3/2.5 | 1,859 | 1 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JWB REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Pablo Beach South
Pablo Beach South is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Pablo Beach South homes for sale →Keep looking
More homes in Pablo Beach South
For Sale820 3rd Avenue SJacksonville Beach, FL 32250
4 bd · 2.5 ba · 1,739 sq ft
$539,000Est. $2,869/moSteps from the beach and completely move-in ready, this 2022 completed 4BR/2.5BA corner end-unit townhome has no HOA…
Listing Office: compass florida llc
For Sale628 3rd Avenue SJacksonville Beach, FL 32250
4 bd · 2 ba · 1,137 sq ft
$525,000Est. $2,794/moJAX BEACH HOME!! This home places you minutes away from the ocean, local dining, and shopping. Great for rental…
Listing Office: victorious realty inc
Pending127 16th Avenue SJacksonville Beach, FL 32250
2 bd · 2 ba · 1,308 sq ft
$525,000Est. $2,794/moMultiple offers: Highest and best offers due by noon on Thursday 9/24/26. Unlock the possibilities with this…
Listing Office: allison james estates and homes florida
For Sale522 3rd Avenue SJacksonville Beach, FL 32250
4 bd · 3 ba · 2,018 sq ft
$575,000Est. $3,060/moEndless opportunity with this Jax Beach property just 5 blocks from the beach! Zoned residential/multi-family with zero…
Listing Office: keller williams realty atlantic partners
Keep looking
Similar homes in Jacksonville Beach
Explore the area
More in Pablo Beach South
Pablo Beach South guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines