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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Duncan U. Fletcher High School.

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Active·Listed today

1006 Assisi Lane

Jacksonville, FL 32233

$235,000$193/sqftEst. $1,302/moMLS# 2168757
3
Beds
2
Baths
1,216
Sq Ft
1982
Built
—
Garage
No
Pool
No HOA6,098 sqft lotTownhouse1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Rare opportunity...no HOA or CDD fees! This 2-bedroom, 2-bath home with an additional office/flex space features spacious back and side yards and a 10x20 deck ideal for outdoor entertaining. Inside, enjoy an open living and dining area, NO carpet throughout, and a refreshed kitchen with updated cabinetry, stainless steel appliances, and butcher block countertops. The home includes a working wood burning fireplace, garage like storage in front of the flex space, as well as updated windows and front door in 2020. The sale also includes an adjoining .48-acre lot on a separate parcel, providing added privacy with no neighboring home directly beside the property. The buildable lot is zoned for single-family and multifamily use and has wetlands toward the rear, offering an opportunity for buyers to explore their own vision. Convenient to the beach, Hanna Park, Naval Station Mayport, Dutton Island Preserve, and the shopping and dining at Beaches Town Center. Schedule your showing today!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,302
Property taxesest. at asking price, Duval County$384
Estimated total, before insurance$1,685/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,352/yr · $196/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$235,000
$47,000
Loan Term
Monthly Payment
$1,302
Principal & Interest: $1,302
Property taxes (est.): $384
Insurance (est.): $157
Estimated Total Monthly
$1,842
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,597 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real pool sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$265,736$103,430—
2024$266,823$99,667▼ $203
2023$220,818$95,163—

2025 property taxes (current owner): $2,352/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 10, 2026Listed$235,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $193/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
791 Assisi Lane 2105, Jacksonville, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$162,000$1513/1.51,074290.2
791 Assisi Lane 803, Jacksonville, FL 32233Listed by IHEART REALTY INCJan 2026$135,000$1222/1.51,1091380.2
1101 W Defender Court 1101, Jacksonville, FL 32233Listed by REALHOME SERVICES AND SOLUTIONS INCAug 2026$137,000$1322/21,035470.6
1501 Challenger Court W, Jacksonville, FL 32233Listed by RE/MAX UNLIMITEDJul 2026$149,000$1722/2864120.6
904 W Defender Court 904, Jacksonville, FL 32233Listed by WATSON REALTY CORPNov 2025$172,222$1992/2864410.6
1810 Sevilla Boulevard W 307, Atlantic Beach, FL 32233Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$288,500$3341/18643140.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$235,000
Price / Sq Ft$193
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,216
Acres0.14 acres
Year Built1982
TypeResidential
Sub-TypeTownhouse
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

School Information

ElementaryMayport
MiddleMayport

Community Information

Address1006 Assisi Lane, Jacksonville, FL 32233
Area241-North Beach
SubdivisionCypress Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32233
Lot Size6,098.4 sq ft
Parcel Number1694621008
ZoningSingle Family

Amenities

UtilitiesElectricity Available, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
Window FeaturesSkylight(s)

Exterior

Lot DescriptionWooded
Patio / PorchDeck
FencingWood
RoofShingle

Additional Information

Date ListedOctober 10, 2026
Days on Market0
Tax Amount$2,351.52
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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