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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed May 14, 2026·20 days on market·Recent sales in Jacksonville

9644 Lovage Lane

Jacksonville, FL 32219

$385,000sold priceListed at $374,900 · 102.7% of asking$168/sqftMLS# 2135884
4
Beds
3
Baths
2,297
Sq Ft
2021
Built
3
Garage
No
Pool
HOA $78/moWaterfrontSingle Family Residence1 story

About this home

Jacksonville

Fully paid-off solar panels, peaceful lake views, and a rare oversized corner lot make this Tivoli model truly stand out. Enjoy energy-efficient living with real utility savings from day one in this beautifully designed home offering 4 bedrooms, 3 bathrooms, and 2,297sqft of thoughtfully planned living space. Outdoor living shines with a fully fenced backyard and extended patio, creating the perfect setting to relax, entertain, or take in the tranquil lake views. Inside, the bright open-concept layout features a spacious kitchen with rich espresso-colored cabinetry, generous counter space, and a large island that flows seamlessly into the dining and living areas, ideal for both everyday living and entertaining. The community offers a variety of amenities including a resort-style pool, playground, scenic walking trails, open green spaces, outdoor fitness areas, and visiting food trucks, adding to the welcoming neighborhood atmosphere and vibrant lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,116
Property taxesest. at asking price, Duval County$629
HOAbilled quarterly$78
Estimated total, before insurance$2,822/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,927/yr · $411/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,744 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:34 AM, sunset 6:49 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,927/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $180/sq ft; this home is listed at $163/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9718 Cilantro Drive, Jacksonville, FL 32219Listed by LOKATIONOct 2026$329,500$1644/32,006910.1
7365 Everett Forest Drive, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$337,990$1834/31,842550.3
7386 Everett Forest Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$335,000$1824/31,842570.3
7357 Everett Forest Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$358,990$1644/32,193360.3
7325 Everett Forest Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYOct 2026$353,990$1614/32,193150.4
7353 Everett Forest Drive, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$326,990$1804/21,817820.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$374,900
Price / Sq Ft$163
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,297
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
Direction FacesSouth

School Information

ElementaryDinsmore
MiddleHighlands
HighJean Ribault

Community Information

Address9644 Lovage Lane, Jacksonville, FL 32219
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionHighland Chase
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Parcel Number0028991705
ZoningSingle Family

Amenities

AmenitiesPool, Other, Jogging Path, Maintenance Grounds, Playground
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOther, Garage
ViewWater, Other
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Other
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesImpact Windows
Lot DescriptionCorner Lot, Other
Patio / PorchPatio, Screened
FencingFenced
RoofShingle
ConstructionOther, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 20, 2026
Days on Market20
HOA Fees$233.1 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Other
Tax Amount$4,926.67
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LOKATION

Sold by: ERA ONETEAM REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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