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Active

Active·41 days on market

9960 Lovage Lane

Jacksonville, FL 32219

$359,000$159/sqftEst. $1,846/moMLS# 2155861

Beds

Baths

2,257

Sq Ft

2023

Built

Garage

Pool

About this home

Jacksonville

Enjoy up to a $5,000 seller credit to help offset your prepaid expenses and closing costs. Move in with added peace of mind, this home includes a 2-year home warranty and is ready for its next owner. Freshly painted, professionally cleaned, and vacant for immediate occupancy, this 2023 Princeton model offers 2,257sqft, 4 bedrooms, 2 bathrooms, and a spacious 3 car garage. The kitchen showcases espresso cabinets, quartz countertops, stainless steel appliances, and abundant cabinetry, while the screened lanai overlooks peaceful pasture views, creating a relaxing backdrop for everyday living. Located in a peaceful community with walking trails, a pool, playground, and weekly food trucks, this home is ready for you to settle in and start making memories.

Cost to own

Mortgage calculator

Home Price

$359,000

Down Payment: 20%

$71,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,846

Principal & Interest: $1,846

Property taxes (est.): $586

Insurance (est.): $239

Estimated Total Monthly

$2,671

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,846

Property taxesest. at asking price, Duval County$586

HOAbilled quarterly$78

Estimated total, before insurance$2,510/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,309/yr · $442/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$319,103	$268,381	▲ $7,762
2024	$311,877	$261,877	—
2023	$55,000	$54,999	▲ $5,000

2025 property taxes (current owner): $5,309/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,722 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 17, 2026Listed$359,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$359,000

Price / Sq Ft$159

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,257

Acres0.17 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Direction FacesNorth

School Information

ElementaryDinsmore

MiddleHighlands

HighJean Ribault

Community Information

Address9960 Lovage Lane, Jacksonville, FL 32219

Area081-Marietta/Whitehouse/Baldwin/Garden St

SubdivisionHighland Chase

CityJacksonville

CountyDuval

StateFL

Zip Code32219

Lot Size7,405.2 sq ft

Parcel Number0028992585

ZoningSingle Family

Amenities

AmenitiesPool, Jogging Path, Maintenance Grounds, Maintenance Structure, Playground

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingOther, Garage

ViewOther

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s), Other

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryIn Unit

SecurityOther