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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·87 days on market

9942 Lovage Lane

Jacksonville, FL 32219

$360,999$158/sqftEst. $1,984/mo mortgageMLS# 2157186
↓ $4,001 below original list
4
Beds
2
Baths
2,286
Sq Ft
2022
Built
3
Garage
No
Pool
FEMA Zone XHOA $74/mo7,405 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to this beautifully maintained 2022-built home offering 2,268 square feet of thoughtfully designed living space! This spacious 4-bedroom, 2-bath home features an open-concept floor plan that is perfect for everyday living and entertaining. The well-appointed kitchen overlooks the dining and living areas, creating a bright and inviting atmosphere. The split-bedroom layout offers added privacy, while the spacious primary suite provides a relaxing retreat with a walk-in closet and en-suite bath. The attractive stone-accent exterior, paver driveway, and manicured landscaping provide exceptional curb appeal. Conveniently located near shopping, dining, schools, and major highways, this move-in-ready home combines modern style, comfort, and convenience. Don't miss the opportunity to make this beautiful home yours! Seller is a RE licensee.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,984
Property taxesest. at asking price, Duval County$589
HOAbilled quarterly$74
Estimated total, before insurance$2,647/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,299/yr · $442/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$360,999
$72,200
Loan Term
Monthly Payment
$1,984
Principal & Interest: $1,984
Property taxes (est.): $589
Insurance (est.): $241
Estimated Total Monthly
$2,814
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,299/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 20, 2026Price change$360,999−$1
  • Sep 13, 2026Price change$361,000−$4,000
  • Jul 27, 2026Listed$365,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $180/sq ft; this home is listed at $158/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9718 Cilantro Drive, Jacksonville, FL 32219Listed by LOKATIONOct 2026$329,500$1644/32,006910.5
7325 Everett Forest Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYOct 2026$353,990$1614/32,193150.5
7353 Everett Forest Drive, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$326,990$1804/21,817820.5
7337 Everett Forest Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$351,990$1614/32,19390.5
7365 Everett Forest Drive, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$337,990$1834/31,842550.5
7386 Everett Forest Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$335,000$1824/31,842570.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$360,999
Price / Sq Ft$158
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,286
Acres0.17 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryDinsmore, reported on 21 other Highland Chase listings
MiddleHighlands, reported on 20 other Highland Chase listings
HighJean Ribault, reported on 20 other Highland Chase listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address9942 Lovage Lane, Jacksonville, FL 32219
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionHighland Chase
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size7,405.2 sq ft
Parcel Number0028992600

Amenities

AmenitiesPark
UtilitiesCable Available, Cable Connected, Electricity Available, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesConvection Oven, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Patio
RoofShingle

Additional Information

Date ListedJuly 27, 2026
Days on Market88
HOA Fees$222 / Quarterly
HOA FrequencyQuarterly
Tax Amount$5,299.14
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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