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Active

Active·31 days on market

9942 Lovage Lane

Jacksonville, FL 32219

$365,000$160/sqftEst. $1,876/moMLS# 2157186

Beds

Baths

2,286

Sq Ft

2022

Built

Garage

Pool

About this home

Jacksonville

Welcome to this beautifully maintained 2022-built home offering 2,268 square feet of thoughtfully designed living space! This spacious 4-bedroom, 2-bath home features an open-concept floor plan that is perfect for everyday living and entertaining. The well-appointed kitchen overlooks the dining and living areas, creating a bright and inviting atmosphere. The split-bedroom layout offers added privacy, while the spacious primary suite provides a relaxing retreat with a walk-in closet and en-suite bath. The attractive stone-accent exterior, paver driveway, and manicured landscaping provide exceptional curb appeal. Conveniently located near shopping, dining, schools, and major highways, this move-in-ready home combines modern style, comfort, and convenience. Don't miss the opportunity to make this beautiful home yours! Seller is a RE licensee.

Cost to own

Mortgage calculator

Home Price

$365,000

Down Payment: 20%

$73,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,876

Principal & Interest: $1,876

Property taxes (est.): $596

Insurance (est.): $243

Estimated Total Monthly

$2,716

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,876

Property taxesest. at asking price, Duval County$596

HOAbilled quarterly$74

Estimated total, before insurance$2,546/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,299/yr · $442/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,299/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 27, 2026Listed$365,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$365,000

Price / Sq Ft$160

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,286

Acres0.17 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address9942 Lovage Lane, Jacksonville, FL 32219

Area081-Marietta/Whitehouse/Baldwin/Garden St

SubdivisionHighland Chase

CityJacksonville

CountyDuval

StateFL

Zip Code32219

Lot Size7,405.2 sq ft

Parcel Number0028992600

Amenities

AmenitiesPark

UtilitiesCable Available, Cable Connected, Electricity Available, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesConvection Oven, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup