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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sevilla at Atlantic Beach, Atlantic Beach.

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Active·231 days on market·Sevilla at Atlantic Beach

1820 Sevilla Boulevard 110

Atlantic Beach, FL 32233

$225,000$260/sqftEst. $1,246/moMLS# 2122456
↓ $40,000 below original list
1
Beds
1
Baths
864
Sq Ft
1975
Built
—
Garage
No
Pool

13 more homes for sale in Sevilla at Atlantic Beach →Search Sevilla at Atlantic Beach on the map

FEMA Zone XHOA $520/mo871 sqft lotCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Sevilla at Atlantic Beach

Discover a rare opportunity to own a highly sought-after first-floor condo in a beautifully maintained, gated 55+ community in the heart of Atlantic Beach. Charming 1 bedroom, 1 bathroom residence offers 864 square feet of living. Enjoy the convenience of a private designated carport and relax on your spacious patio, perfect for quiet morning coffee or unwinding in the evenings. For added peace of mind, seller is paying all known assessments in full! Priced aggressively, this condo offers excellent value and leaves room for the new owner to add personal touches. Community amenities, nearby grocery shopping, and close proximity to Atlantic Beach Town Square make daily living easy and enjoyable. Sandy toes and stunning sunrises are a short bike ride or brisk walk away.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,246
Property taxesest. at asking price, Duval County$367
HOAbilled monthly$520
Estimated total, before insurance$2,134/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,805/yr · $317/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$225,000
$45,000
Loan Term
Monthly Payment
$1,246
Principal & Interest: $1,246
Property taxes (est.): $367
Insurance (est.): $150
Estimated Total Monthly
$1,764
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1975)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,673 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$259,000$199,117—
2024$250,500$181,016—
2023$227,000$164,560—
2022$189,500$149,600—
2021$136,000$136,000—
2020$136,000$127,655—

2025 property taxes (current owner): $3,805/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 23, 2026Price change$225,000−$14,900
  • Aug 18, 2026Price change$239,900−$25,100
  • Feb 24, 2026Listed$265,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $260/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1810 Sevilla Boulevard W 307, Atlantic Beach, FL 32233Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$288,500$3341/18643140
791 Assisi Lane 2105, Jacksonville, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$162,000$1513/1.51,074290.6
791 Assisi Lane 803, Jacksonville, FL 32233Listed by IHEART REALTY INCJan 2026$135,000$1222/1.51,1091380.7
791 Assisi Lane 1706, Jacksonville, FL 32233Listed by HERRON REAL ESTATE LLCAug 2025$140,000$1752/1800430.7
1101 W Defender Court 1101, Jacksonville, FL 32233Listed by REALHOME SERVICES AND SOLUTIONS INCAug 2026$137,000$1322/21,035470.8
904 W Defender Court 904, Jacksonville, FL 32233Listed by WATSON REALTY CORPNov 2025$172,222$1992/2864410.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$225,000
Price / Sq Ft$260
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage864
Acres0.02 acres
Year Built1975
TypeResidential
Sub-TypeCondominium
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address1820 Sevilla Boulevard 110, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionSevilla
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size871.2 sq ft
Parcel Number1693990622

Amenities

UtilitiesCable Available, Electricity Available
SewerPublic Sewer
Water SourcePublic
ParkingCarport

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Electric Oven, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
SecurityKey Card Entry, Security Gate

Exterior

Patio / PorchSide Porch

Additional Information

Date ListedFebruary 24, 2026
Days on Market260
HOA Fees$520 / Monthly
HOA FrequencyMonthly
Tax Amount$3,804.73
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sevilla at Atlantic Beach

Sevilla at Atlantic Beach is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.

View all Sevilla at Atlantic Beach homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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