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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sec A Jax Beach, Jacksonville Beach.

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Sold

Sold·Closed Apr 9, 2026·1 day on market·Recent sales in Sec A Jax Beach·Sec A Jax Beach

909 13th Street N

Jacksonville Beach, FL 32250

$435,000sold priceListed at $439,000 · 99.1% of asking$435/sqftMLS# 2134588
3
Beds
1
Baths
1,000
Sq Ft
1960
Built
—
Garage
No
Pool

All Sec A Jax Beach homes for sale →Search Sec A Jax Beach on the map

No HOA5,227 sqft lotSingle Family Residence1 story

About this home

Sec A Jax Beach

Mid-Century Jacksonville Beach Classic - Endless Potential Minutes from the Sand Discover the ultimate canvas for your beach-house vision! Centrally located on a peaceful street, directly across from oak canopied church grounds, this three bedroom one bath mid-century beach bungalow radiates classic charm. Whether you're looking to restore its retro soul or move right in, this is the home for you. Situated in a neighborhood known for its tranquility, you'll enjoy the best of both worlds: a private sanctuary and easy access to the shore. This property is being sold strictly as-is, offering a rare entry point into a highly sought-after beach community. This is the hidden gem you've been waiting for.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,391
Property taxesest. at asking price, Duval County$710
Estimated total, before insurance$3,101/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,412/yr · $451/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1960)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,412/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $460/sq ft; this home is listed at $439/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1052 Penman Road, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.Oct 2026$448,500$3563/21,26010.2
1203 13th Avenue N, Jacksonville Beach, FL 32250Listed by NAVY TO NAVY HOMES LLCSep 2026$435,000$4323/1.51,00820.3
909 7th Avenue N, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$490,000$4952/199010.3
922 7th Avenue N, Jacksonville Beach, FL 32250Listed by 1 REALTY CORPJul 2026$529,000$4503/21,175110.3
1516 12th Avenue N, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMay 2026$490,000$5242/2936480.3
1116 7th Street N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$535,000$4603/11,164100.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$439,000
Price / Sq Ft$439
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,000
Acres0.12 acres
Year Built1960
TypeResidential
Sub-TypeSingle Family Residence
StyleMid-Century Modern
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address909 13th Street N, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionSec A Jax Beach
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size5,227.2 sq ft
Lot Dimensions50' x 102'
Parcel Number1792620000

Amenities

UtilitiesElectricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingCarport, On Street

Interior

AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1

Exterior

RoofShingle
ConstructionBlock
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 12, 2026
Days on Market1
Tax Amount$5,412.46
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MASH REALTY SERVICES, LLC

Sold by: DAVIDSON REALTY, INC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sec A Jax Beach

Sec A Jax Beach is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Sec A Jax Beach homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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