This home is in Jacksonville.

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Active·7 days on market

205 E 1st Street

Jacksonville, FL 32206

$474,900$174/sqftEst. $2,528/moMLS# 2153378

Beds

Baths

2,723

Sq Ft

1905

Built

Jacksonville

About this home

Rare Historic Springfield Investment Opportunity with Major Potential! Own a piece of Jacksonville history with this striking 1905 two-story home featuring 5 bedrooms, 4 bathrooms & more than 2,500 square feet of living space. From the large covered front porch to the original charm & character found throughout, this property offers the size, style & presence that make historic Springfield homes truly special. Extensive renovations have been completed from top to bottom, creating an impressive blend of historic beauty & updated finishes. The large, flexible floor plan offers plenty of room for comfortable living, entertaining, working from home or creating a standout investment property. Located near Downtown Jacksonville, local dining, shops, parks, medical centers & major roadways, this property offers a rare chance to own a large historic home in one of Jacksonville's most recognizable neighborhoods. Renovations were completed without permits & the property is being sold AS IS.

Cost to own

Mortgage calculator

Home Price

$474,900

Down Payment: 20%

$94,980

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,528

Principal & Interest: $2,528

Est. Taxes & Insurance: $632

Estimated Total Monthly

$3,160

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,528

Property taxesest. at asking price, Duval County$775

Estimated total, before insurance$3,303/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$99,999	$99,999	—

2025 property taxes (current owner): $2,131/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1905)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,602 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History