This home is in Springfield, Jacksonville.
$444,9004 bd · 2.5 ba · 2,253 sq ft
Active·51 days on market·Springfield
1746 N Pearl Street
Jacksonville, FL 32206
54 more homes for sale in Springfield →Search Springfield on the map
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About this home
Springfield
JUST REDUCED $25,000! Discover the character of Historic Springfield with the comfort of a renovated home. This move-in-ready residence blends timeless character with modern updates, featuring a renovated kitchen, updated bathrooms, and refreshed major systems while preserving its original architectural charm. Enjoy spacious living areas, classic details, and the convenience of being just minutes from Downtown Jacksonville, UF Health, Baptist Health, Jacksonville Sports Complex, restaurants, breweries, parks, and entertainment. Walking distance to Ever Bank Stadium. It's the perfect combination of historic charm, modern comfort, and an unbeatable location. Property is zoned CRO - Commercial/Residential/Office. The property could easily be used as an office or a clinic with plenty of parking in the back.
Next steps in Springfield
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1914)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,670 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Kathryn Abbey Hanna Park (10 & 11)37 min drive · 200 parking spaces
Closest park or preserve
Reddie Point Preserve20 min drive · 1.2 mi of trails
Closest public boat ramp
Arlington Road Public Boat Rampabout 3 mi · St. Johns River
Closest kayak & paddleboard launch
Chelsea Street Kayak Access at McCoy Creekabout 2 mi · McCoy's Creek
Closest youth league fields
Emmett Reed Park and Community Center7 min drive · Basketball
Closest grocery store
Aldi5 min drive · 777 North Market Street, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 6:50 AM, sunset 5:32 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $290,376 | $290,376 | — |
2025 property taxes (current owner): $5,401/yr
Estimated taxes if purchased at asking price: ~$8,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 5, 2026Price change$444,900−$25,000
- Oct 12, 2026Price change$469,900−$20,100
- Sep 21, 2026Listed$490,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $253/sq ft; this home is listed at $197/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 321 W 10th Street, Jacksonville, FL 32206Listed by BELLE EPOQUE REALTY SERVICES LLC | Oct 2026 | $455,787 | $253 | 3/2.5 | 1,800 | 0 | 0.2 |
| 234 W 6th Street, Jacksonville, FL 32206Listed by PETRA MANAGEMENT INC. | Aug 2026 | $260,000 | $107 | 3/2.5 | 2,436 | 62 | 0.2 |
| 1405 Boulevard, Jacksonville, FL 32206Listed by ROUND TABLE REALTY | Oct 2026 | $428,000 | $173 | 3/2.5 | 2,467 | 38 | 0.3 |
| 1606 N Market Street, Jacksonville, FL 32206Listed by KELLER WILLIAMS JACKSONVILLE | Oct 2026 | $549,900 | $270 | 3/2.5 | 2,040 | 10 | 0.5 |
| 1716 N Market Street, Jacksonville, FL 32206Listed by WATSON REALTY CORP | Jul 2026 | $387,500 | $192 | 4/2.5 | 2,015 | 44 | 0.5 |
| 124 E 6th Street, Jacksonville, FL 32206Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $525,000 | $259 | 4/3 | 2,029 | 19 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ARTEMIS MANAGEMENT COMPANY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Springfield
Springfield is a neighborhood in Jacksonville, FL (Duval County), ZIP 32206.
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Your Local Realtor
Krista Fracke
Broker Associate
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