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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ortega Forest, Jacksonville.

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Sold

Sold·Closed May 12, 2026·4 days on market·Recent sales in Ortega Forest·Ortega Forest

4765 Waverly Lane

Jacksonville, FL 32210

$640,000sold priceListed at $650,000 · 98.5% of asking$292/sqftMLS# 2134124
4
Beds
2
Baths
2,190
Sq Ft
1960
Built
—
Garage
No
Pool

7 more homes for sale in Ortega Forest →Search Ortega Forest on the map

No HOA11,326 sqft lotSingle Family Residence1 story

About this home

Ortega Forest

Welcome to this beautifully updated home in highly sought after Ortega Forest. Situated on a spacious lot on a desirable street, this classic all brick ranch offers the perfect blend of charm, comfort, and convenience. Inside, you'll find a bright and inviting floor plan featuring generous living spaces, including a welcoming living room that creates the perfect gathering spot. The kitchen offers ample cabinetry and workspace, making it ideal for both everyday living and entertaining. The home features comfortable bedrooms and renovated bathrooms designed for functionality and relaxation. Large windows throughout provide natural light and views of the mature landscaping surrounding the property. Step outside to enjoy the expansive yard with plenty of room for outdoor entertaining, gardening, or relaxing on your covered patio. Other features include an oversized 2 car carport that can accommodate large SUVs plus a 10x20 storage room. Roof replaced in 2022, HVAC replaced in 2024.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,545
Property taxesest. at asking price, Duval County$1,045
Estimated total, before insurance$4,590/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,099/yr · $342/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,490 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,099/yr

Estimated taxes if purchased at asking price: ~$12,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $270/sq ft; this home is listed at $297/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4727 Carlisle Road, Jacksonville, FL 32210Listed by CASTLEWISE REALTY GROUP, LLC.Aug 2026$595,000$2704/32,200260.2
5125 Arapahoe Avenue, Jacksonville, FL 32210Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$501,147$2803/21,788340.6
2950 Arapahoe Avenue, Jacksonville, FL 32210Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$595,000$3183/21,8691000.7
4313 Hiawatha Street, Jacksonville, FL 32210Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$355,000$2283/1.51,556660.9
4994 Pine Cone Court, Jacksonville, FL 32210Listed by MARK SPAIN REAL ESTATEAug 2026$307,000$1793/21,716751.2
4108 Torino Place, Jacksonville, FL 32244Listed by KELLER WILLIAMS JACKSONVILLEAug 2026$320,000$1553/22,068131.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$650,000
Price / Sq Ft$297
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,190
Acres0.26 acres
Year Built1960
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryJohn Stockton, reported on 31 other Ortega Forest listings
MiddleLake Shore, reported on 15 other Ortega Forest listings
HighRiverside, reported on 14 other Ortega Forest listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address4765 Waverly Lane, Jacksonville, FL 32210
Area033-Ortega/Venetia
SubdivisionOrtega Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size11,325.6 sq ft
Parcel Number1010900000

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingCarport

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Patio
FencingFenced, Back Yard, Privacy, Wood
RoofShingle
ConstructionBrick

Additional Information

Date ListedMarch 10, 2026
Days on Market4
Tax Amount$4,099.24
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MILLER & COMPANY REAL ESTATE

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ortega Forest

Ortega Forest is a neighborhood in Jacksonville, FL (Duval County), ZIP 32210.

View all Ortega Forest homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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