This home is in Jacksonville — a home near Atlantic Coast High School.
Active·44 days on market
4822 Windrush Ln Lane A-4-A
Jacksonville, FL 32217
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Seller offering up to $10,000 toward buyer's closing costs and prepaid expenses with an acceptable offer, subject to lender approval and loan program limits full home inspections done including 4point Welcome to this charming and affordable home in a convenient Jacksonville location! This property offers a fantastic opportunity for homeowners and investors alike. Step inside to discover a comfortable layout with spacious living areas, abundant natural light, and great potential to make it your own. The home provides a functional floor plan perfect for everyday living and entertaining. Major updates completed in 2023, giving buyers added peace of mind, including: New Roof (2021) These improvements make this home move-in ready while still offering excellent value. Conveniently located near shopping, dining, schools, and major roadways, providing easy access to everything Jacksonville has to offer.Schedule your showing today!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — 2021 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,622 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave Sabout 13 mi · 28 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 6 mi · 4 mi of trails
Closest public boat ramp
Goodby's Creek Boat Rampabout 1 mi · St. Johns River - Goodby's Creek
Closest kayak & paddleboard launch
Alejandro Garces Camp Tomahawk Park Paddlecraft Accessabout 0.4 mi · Goodby's Creek
Closest youth league fields
David A. & Linda B. Stein Jewish Community Allianceabout 0.9 mi · Basketball
Closest grocery store
BJ's Wholesale Clubabout 0.9 mi · 8046 Philips Highway, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $139,500 | $25,000 | — |
| 2024 | $139,500 | $25,000 | — |
| 2023 | $144,000 | $25,000 | — |
| 2022 | $105,000 | $25,000 | — |
| 2021 | $85,000 | $25,000 | — |
| 2020 | $79,000 | $25,000 | — |
Estimated taxes if purchased at asking price: ~$3,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 4, 2026Price change$160,000+$10,000
- Aug 12, 2026Price change$150,000−$15,500
- Mar 6, 2026Listed$165,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $120/sq ft; this home is listed at $99/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4801 Windrush Lane A2A, Jacksonville, FL 32217Listed by UNITED REAL ESTATE GALLERY | Oct 2026 | $95,000 | $59 | 3/2.5 | 1,622 | 27 | 0 |
| 8153 Sutton Place N, Jacksonville, FL 32217Listed by DOGWOOD REALTY | Sep 2026 | $218,000 | $120 | 3/2.5 | 1,820 | 174 | 0.2 |
| 8688 Deermoss Way W, Jacksonville, FL 32217Listed by PUBLIC SERVICES REALTY | Oct 2026 | $242,500 | $209 | 3/2 | 1,161 | 14 | 0.8 |
| 7261 Deerfoot Point Circle 14-1, Jacksonville, FL 32256Listed by MOMENTUM REALTY | Sep 2026 | $185,000 | $119 | 3/2.5 | 1,557 | 110 | 0.8 |
| 3964 Palladian Court, Jacksonville, FL 32217Listed by LENNAR REALTY INC | Oct 2026 | $309,000 | $208 | 3/2.5 | 1,483 | 11 | 1.1 |
| 7047 Deer Lodge Circle 108, Jacksonville, FL 32256Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $145,000 | $118 | 2/2 | 1,230 | 222 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines