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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Secret Cove, Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Apr 23, 2026·41 days on market·Recent sales in Secret Cove·Secret Cove

3101 Old Port Circle E

Jacksonville, FL 32216

$546,000sold priceListed at $565,000 · 96.6% of asking$245/sqftMLS# 2132575
3
Beds
2
Baths
2,230
Sq Ft
1980
Built
2
Garage
Yes
Pool

3 more homes for sale in Secret Cove →Search Secret Cove on the map

HOA $38/mo0.48 acresSingle Family Residence1 story

About this home

Secret Cove

Located in one of the most unique and centrally located neighborhoods in Jacksonville, this beautiful 3-bedroom, 2-bath home offers 2,230 square feet of living space on one of the best lots in the community. Situated on a rare 0.48-acre pie-shaped lot, the property features an expansive front yard, a huge PRIVATE backyard, and an extended driveway with a gated entrance leading to additional parking and a rear-entry two-car garage. Inside, the home is full of character and natural light, highlighted by a stunning interior atrium-a rare architectural feature that brings the outdoors inside. The spacious living area showcases vaulted ceilings, exposed wood beams, and a wood-burning fireplace, creating a warm and inviting atmosphere. The home is move-in ready with tasteful updates throughout, including tile flooring in the main living areas and hardwood and vinyl plank flooring in the bedrooms. The updated kitchen features white cabinetry, quartz countertops, stainless steel appliances

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,024
Property taxesest. at asking price, Duval County$892
HOAbilled annually$38
Estimated total, before insurance$3,953/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,934/yr · $411/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$546,000
$109,200
Loan Term
Monthly Payment
$3,024
Principal & Interest: $3,024
Property taxes (est.): $892
Insurance (est.): $364
Estimated Total Monthly
$4,280
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,429 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,934/yr

Estimated taxes if purchased at asking price: ~$10,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 13, 2026Listed$565,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $209/sq ft; this home is listed at $253/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3158 Old Port Circle W, Jacksonville, FL 32216Listed by RE/MAX SPECIALISTS PVSep 2026$470,000$2064/22,286410.2
7942 Mulhall Drive, Jacksonville, FL 32216Listed by CORE REALTY, LLCSep 2026$275,000$1643/21,6801100.3
3245 Clipper Place, Jacksonville, FL 32216Listed by MOMENTUM REALTYAug 2026$470,000$2363/21,990730.3
8630 Synhoff Drive, Jacksonville, FL 32216Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$390,000$2093/21,865270.6
8429 Highgate Drive, Jacksonville, FL 32216Listed by EXIT INSPIRED REAL ESTATESep 2026$435,000$1954/22,229140.7
3548 Boatwright Way W, Jacksonville, FL 32216Listed by HERRON REAL ESTATE LLCSep 2026$555,000$2185/2.52,541230.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$565,000
Price / Sq Ft$253
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,230
Acres0.48 acres
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
# of Carport Spaces2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

Community Information

Address3101 Old Port Circle E, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionSecret Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size20,908.8 sq ft
Parcel Number1543790762
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Carport, Covered, Detached Carport, Garage, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
Spa FeaturesAbove Ground

Exterior

FencingOther
RoofShingle
ConstructionStone, Wood Siding

Additional Information

Date ListedMarch 13, 2026
Days on Market41
HOA Fees$450 / Annually
HOA FrequencyAnnually
HOA NameSecret Cove Civic association (voluntary)
Tax Amount$4,934.45
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS PV

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Secret Cove

Secret Cove is a neighborhood in Jacksonville, FL (Duval County), ZIP 32216.

View all Secret Cove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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