This home is in Jacksonville — a pool home in Jacksonville.
Sold·Closed Aug 21, 2026·150 days on market·Recent sales in Jacksonville
8204 Frost Street S
Jacksonville, FL 32221
About this home
Jacksonville
Back on the Market- Approved short sale with significant progress already complete. The home is being sold as-is, offering a wonderful opportunity for the next owner to add personal touches and make it truly their own. Charming 3-bedroom, 2-bath home with a versatile office space perfect for remote work or study! Double doors in the living room invite natural light and open to a spacious backyard featuring a pool and plenty of room to enjoy the outdoors. Situated on a generous 1/3-acre lot, there's ample space for gardening, entertaining, or relaxing in your own private retreat. Several major updates have already been completed, including a roof (2015), HVAC system (2019), updated water heater, updated electrical panel, and a whole-house water filtration system installed in 2024.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — 2015 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,705 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $275,000 in April 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $246,333 | $246,333 | — |
| 2024 | $200,022 | $70,175 | ▲ $1,463 |
| 2023 | $205,925 | $66,675 | ▲ $22,620 |
| 2022 | $175,405 | $63,277 | — |
| 2021 | $137,722 | $59,978 | — |
| 2020 | $124,509 | $58,460 | — |
2025 property taxes (current owner): $4,754/yr
Estimated taxes if purchased at asking price: ~$4,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 24, 2026Closed$230,000
- Jul 27, 2026Pending$230,000
- Feb 27, 2026Listed$230,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $161/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 758 Estates Cove Road, Jacksonville, FL 32221Listed by MCCABE REALTY INC | Sep 2026 | $262,000 | $190 | 3/2 | 1,376 | 80 | 0.5 |
| 717 Estates Cove Road, Jacksonville, FL 32221Listed by HERRON REAL ESTATE LLC | Sep 2026 | $305,000 | $191 | 4/2 | 1,595 | 68 | 0.6 |
| 8647 Lenox Avenue, Jacksonville, FL 32221Listed by MAINSTAY BROKERAGE LLC | Sep 2026 | $216,999 | $156 | 3/2 | 1,392 | 114 | 0.7 |
| 7662 Contour Drive, Jacksonville, FL 32221Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $260,000 | $239 | 3/2 | 1,090 | 20 | 0.7 |
| 1411 Sharonwood Lane, Jacksonville, FL 32221Listed by EXP REALTY LLC | Aug 2026 | $305,000 | $168 | 4/3 | 1,820 | 151 | 0.7 |
| 1295 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INC | Sep 2026 | $314,900 | $191 | 4/2 | 1,648 | 177 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JASON MITCHELL REAL ESTATE FLORIDA, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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