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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 25, 2026·76 days on market·Recent sales in Jacksonville

950 Westgate Drive

Jacksonville, FL 32221

$234,900sold priceListed at $234,900 · 100% of asking$190/sqftMLS# 2152170
3
Beds
2
Baths
1,239
Sq Ft
1962
Built
—
Garage
No
Pool
FEMA Zone XNo HOA9,583 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Move in, unpack, and enjoy years of worry-free living! This beautifully transformed Westside 3BR/2BA is far more than a simple refresh. New flooring and fresh paint create a bright, inviting feel throughout, while the show-stopping kitchen features quartz countertops and sleek stainless steel appliances. Both bathrooms have been beautifully updated to match. Out front, the patio is ready for rocking chairs and sweet tea, while the spacious backyard shed offers plenty of extra storage and is already equipped with electricity. A covered carport keeps your vehicle covered, too. Nestled in Normandy Village, you'll get that comfortable, established-neighborhood feel while staying just minutes from Normandy Blvd shopping and dining, I-295, NAS Jax, FSCJ, and everyday conveniences. Fresh, stylish, functional, and ready for its next owner--come see for yourself why this one stands out from the rest!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,301
Property taxesest. at asking price, Duval County$384
Estimated total, before insurance$1,685/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$890/yr · $74/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$234,900
$46,980
Loan Term
Monthly Payment
$1,301
Principal & Interest: $1,301
Property taxes (est.): $384
Insurance (est.): $157
Estimated Total Monthly
$1,841
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Membrane — year not disclosed (home built 1962)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,453 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$152,228$25,000▲ $23,597
2024$128,924$25,000—
2023$133,580$25,000—
2022$118,330$25,000▲ $3,000
2021$97,976$25,000—
2020$95,282$25,000—

2025 property taxes (current owner): $890/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 25, 2026Closed$234,900
  • Sep 8, 2026Pending$234,900
  • Sep 4, 2026Price change$234,900−$5,000
  • Jul 28, 2026Price change$239,900−$10,000
  • Jun 24, 2026Listed$249,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $190/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1038 Hillock Drive E, Jacksonville, FL 32221Listed by THE WILKINS WAYSep 2026$195,000$1263/21,548100.2
7662 Contour Drive, Jacksonville, FL 32221Listed by UNITED REAL ESTATE GALLERYAug 2026$260,000$2393/21,090200.2
1215 Le Brun Drive, Jacksonville, FL 32205Listed by BEE HOME REALTY, LLCSep 2026$234,000$1783/21,31640.6
6733 Cherbourg Avenue S, Jacksonville, FL 32205Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$154,000$1263/21,22640.8
1146 La Marche Drive, Jacksonville, FL 32205Listed by EXIT INSPIRED REAL ESTATESep 2026$220,000$1763/21,253120.8
459 Greeland Avenue, Jacksonville, FL 32220Listed by RPB REALTY,INCSep 2026$219,900$1813/2.51,2171330.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$234,900
Price / Sq Ft$190
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,239
Total Structure Area1,492 sq ft
Acres0.22 acres
Year Built1962
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCrystal Springs
MiddleCharger Academy
HighEdward White

Community Information

Address950 Westgate Drive, Jacksonville, FL 32221
Area062-Crystal Springs/Country Creek Area
SubdivisionWestgate
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size9,583.2 sq ft
Parcel Number0072490000
ZoningResidential

Amenities

Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached Carport

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchFront Porch, Patio
FencingWood
RoofMembrane
ConstructionBlock
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 24, 2026
Days on Market76
Tax Amount$890.38
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 904 REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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