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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Rivertown Cove, St. Johns — a waterfront home in St. Johns County.

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Sold

Sold·Closed May 28, 2026·14 days on market·Recent sales in Rivertown Cove·Rivertown Cove

100 Saddlebunch Court

St. Johns, FL 32259

$745,023sold priceListed at $745,023 · 100% of asking$219/sqftMLS# 2131395
5
Beds
4.5
Baths
3,408
Sq Ft
2026
Built
2
Garage
No
Pool

18 more homes for sale in Rivertown Cove →Search Rivertown Cove on the map

HOA $4/moWaterfrontSingle Family Residence2 storiesNew construction

About this home

Rivertown Cove

Lot 69 - Welcome home to the Wren, showcasing a charming Farmhouse elevation that blends classic curb appeal with modern comfort. A gracious foyer opens to an expansive open-concept design perfect for entertaining and everyday living. The spacious island kitchen overlooks the dining area and Great Room, all filled with natural light from the covered lanai for seamless indoor-outdoor flow. A private study offers the ideal home office or retreat. The first-floor bedroom includes its own bath and walk-in closet, while upstairs, a generous loft connects three additional bedrooms. The secluded owner's suite at the rear features a spa-inspired bath. Bath 2 includes a sleek shower in lieu of a tub. Located in RiverTown, residents enjoy parks, scenic lakes, preserves, and miles of picturesque trails.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,127
Property taxesest. at asking price, St. Johns County$991
HOAbilled annually$4
Estimated total, before insurance$5,122/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$745,023
$149,005
Loan Term
Monthly Payment
$4,127
Principal & Interest: $4,127
Property taxes (est.): $991
Insurance (est.): $497
Estimated Total Monthly
$5,615
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $291/sq ft; this home is listed at $219/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
139 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$650,000$2144/2.53,036200.1
117 Beaufort Court, St. Johns, FL 32259Listed by NON MLS (realMLS)Sep 2026$735,532$2325/3.53,16900.2
165 High Brush Court, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,000,000$2914/3.53,436560.4
175 Wild Sage Drive, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSAug 2026$1,046,000$3205/43,271230.5
91 Walnut Glen Court, St. Johns, FL 32259Listed by GIVE BACK REALTY, LLC.Sep 2026$700,000$2145/43,271460.6
329 Headstream Drive, St. Johns, FL 32259Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Jul 2026$1,243,515$3224/43,86100.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$745,023
Price / Sq Ft$219
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,408
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes

Community Information

Address100 Saddlebunch Court, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRivertown Cove
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0007310690

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Restaurant
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Freezer, Gas Range, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
# of Stories2
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedFebruary 22, 2026
Days on Market14
HOA Fees$53 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Rivertown Cove

Rivertown Cove is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Rivertown Cove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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