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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in San Jose Estates, Jacksonville.

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Sold

Sold·Closed May 1, 2026·43 days on market·Recent sales in San Jose Estates·San Jose Estates

3936 Miruelo Circle N

Jacksonville, FL 32217

$325,000sold priceListed at $335,000 · 97% of asking$190/sqftMLS# 2130600
4
Beds
2
Baths
1,707
Sq Ft
1955
Built
—
Garage
No
Pool

All San Jose Estates homes for sale →Search San Jose Estates on the map

No HOA8,712 sqft lotSingle Family Residence1 story

About this home

San Jose Estates

Charming brick corner lot home in San Jose Estates! Offering over 1,700 square feet of living space, this 3 bedroom plus oversized bonus room, 2 bath home features hardwood floors throughout the main living areas and bedrooms. A versatile bonus room provides the perfect option for a home office, playroom, or potential fourth bedroom. The open-concept kitchen showcases granite countertops, stainless steel appliances and flows seamlessly into the living and sitting areas, creating an inviting space from the moment you enter. Step outside to a spacious backyard ideal for entertaining, complete with a storage shed and convenient rear access. The curved driveway and additional side parking offer ample space for vehicles. The upgraded owner's suite bathroom was remodeled, painted the entire interior and newer garbage disposal.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,800
Property taxesest. at asking price, Duval County$531
Estimated total, before insurance$2,331/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,572/yr · $381/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$325,000
$65,000
Loan Term
Monthly Payment
$1,800
Principal & Interest: $1,800
Property taxes (est.): $531
Insurance (est.): $217
Estimated Total Monthly
$2,548
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1955)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,516 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,572/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Feb 19, 2026Listed$335,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $219/sq ft; this home is listed at $196/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7920 Scotland Road, Jacksonville, FL 32217Listed by BASS PROFESSIONAL REALTY, INCSep 2026$226,000$1453/21,55440.1
2432 Jose Circle S, Jacksonville, FL 32217Listed by SPECTRUM REALTY SERVICESOct 2026$430,000$2183/31,971160.4
4060 Corrientes Court S, Jacksonville, FL 32217Listed by THE LEGENDS OF REAL ESTATESep 2026$460,000$2413/21,907560.6
4068 Corrientes Court S, Jacksonville, FL 32217Listed by RE/MAX SPECIALISTSOct 2026$419,900$2193/21,917590.7
4059 Corrientes Court S, Jacksonville, FL 32217Listed by IDEAL REALTY CONNECTIONSOct 2026$404,000$2592/21,557730.7
3637 Pizarro Road, Jacksonville, FL 32217Listed by RE/MAX UNLIMITEDSep 2026$319,000$1873/21,7021630.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$335,000
Price / Sq Ft$196
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,707
Acres0.20 acres
Year Built1955
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesSoutheast

Community Information

Address3936 Miruelo Circle N, Jacksonville, FL 32217
Area012-San Jose
SubdivisionSan Jose Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size8,712 sq ft
Parcel Number1513090000
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Circular Driveway

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryIn Unit, Lower Level

Exterior

Lot DescriptionCorner Lot
Patio / PorchPatio, Rear Porch
FencingBack Yard, Vinyl
RoofShingle
ConstructionBrick Veneer
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedFebruary 19, 2026
Days on Market43
Tax Amount$4,572.36
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About San Jose Estates

San Jose Estates is a neighborhood in Jacksonville, FL (Duval County), ZIP 32217.

View all San Jose Estates homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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