Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Pending

Pending·64 days on market

5430 Summer Bud Court

Jacksonville, FL 32219

$328,990$192/sqftEst. $1,693/moMLS# 2130569

Beds

Baths

1,714

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

READY NOW! Welcome to the Aria, a thoughtfully designed new home floorplan that lives larger than its 1,714 square feet of living space. This single-story layout includes three bedrooms, two bathrooms, and a two-car garage, making it ideal for first-time buyers, downsizers, or anyone looking for a spacious and low-maintenance home. At the heart of the home is a bright, expansive layout that connects the kitchen, dining area, and living room. The kitchen features a large island that serves as a hub for cooking, casual dining, or entertaining. Whether you are hosting friends or enjoying a quiet night in, the Aria's layout makes everyday living both easy and enjoyable. Natural light fills the living spaces thanks to oversized windows that enhance the home's warm and inviting feel. The main suite is privately located and offers a large bathroom with a double vanity and walk-in shower, along with a generous walk-in closet that makes organizing a breeze.

Cost to own

Mortgage calculator

Home Price

$328,990

Down Payment: 20%

$65,798

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,693

Principal & Interest: $1,693

Property taxes (est.): $537

Insurance (est.): $219

Estimated Total Monthly

$2,450

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,693

Property taxesest. at asking price, Duval County$537

HOAbilled annually$9

Estimated total, before insurance$2,239/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.