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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$285,0005 bd · 3.5 ba · 1,658 sq ft

Active·55 days on market

5238 San Juan Avenue

Jacksonville, FL 32210

$285,000$172/sqftEst. $1,554/mo mortgageMLS# 2125747
↓ $15,000 below original list
5
Beds
3.5
Baths
1,658
Sq Ft
1944
Built
—
Garage
No
Pool
FEMA Zone XNo HOA6,970 sqft lotMulti Family1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

West Side triplex with unit 2 vacant. Live in one and generate income from other two. Recent Updates were made to unit 1 and 2. Excellent income-producing investment t property zoned CRO providing flexibility for future developments. Conveniently located near downtown and the naval base. The property features two buildings: a duplex in the front and a separate smaller unit in the rear, providing three total rental units. The property generates $2990 per month in gross rental income.. Recent improvements include a new roof installed in 2023, and all units are equipped with central air conditioning for tenant comfort. Unit breakdown: Unit 1: 2 bedrooms, 1.5 bathrooms Unit 2: 2 bedrooms, 1 bathroom Unit 3: 1 bedroom, 1 bathroom Utilities are on common water and electric meters. Septic tank with newer pump

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,554
Property taxesest. at asking price, Duval County$465
Estimated total, before insurance$2,019/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,219/yr · $435/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$285,000
$57,000
Loan Term
Monthly Payment
$1,554
Principal & Interest: $1,554
Property taxes (est.): $465
Insurance (est.): $190
Estimated Total Monthly
$2,209
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,471 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $303,200 in June 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$237,523$237,523—
2024$238,910$238,910—
2023$170,564$109,755▲ $24,896
2022$123,409$99,778▲ $3,557
2021$101,724$90,708▲ $16,658
2020$82,462$82,462—

2025 property taxes (current owner): $5,219/yr

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 24, 2026Price change$285,000−$5,000
  • Jul 26, 2026Price change$290,000−$10,000
  • Jul 22, 2026Price change$300,000+$10,000
  • Jan 18, 2026Listed$290,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $172/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5202 Birkenhead Road, Jacksonville, FL 32210Listed by COWFORD REALTY & DESIGN LLCOct 2026$275,000$1575/21,748110.3
4417 Marquette Avenue, Jacksonville, FL 32210Listed by CORE REALTY, LLCMar 2026$240,000$1344/21,785251.1
1246 Mull Street, Jacksonville, FL 32205Listed by SUNCOAST PROPERTY MANAGEMENT LLCApr 2026$177,500$864/52,0762731.3
4215 Irvington Avenue, Jacksonville, FL 32210Listed by WE GIVE REALTY, LLCMar 2026$375,000$1984/21,8912651.3
1249 Pangola Drive, Jacksonville, FL 32205Listed by SUNCOAST PROPERTY MANAGEMENT LLCDec 2025$411,900$1984/52,0761731.3
1242 Mull Street, Jacksonville, FL 32205Listed by SUNCOAST PROPERTY MANAGEMENT LLCJun 2026$395,000$1904/52,0763241.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$285,000
Price / Sq Ft$172
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage1,658
Acres0.16 acres
Year Built1944
TypeResidential Income
Sub-TypeMulti Family
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryHyde Grove, reported on 3 other Cedar Springs listings
MiddleLake Shore, reported on 5 other Cedar Springs listings
HighRiverside, reported on 5 other Cedar Springs listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address5238 San Juan Avenue, Jacksonville, FL 32210
Area052-Lakeshore
SubdivisionCedar Springs
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size6,969.6 sq ft
Parcel Number0686480000

Amenities

UtilitiesElectricity Available, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingShared Driveway, Unassigned

Interior

AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air, Wall/Window Unit(s)
# of Stories1
LevelsOne

Exterior

Lot DescriptionOther
Road FrontageCity Street

Additional Information

Date ListedSeptember 15, 2026
Days on Market55
Tax Amount$5,218.93
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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