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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Azalea Ridge, Middleburg.

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Sold

Sold·Closed Jul 24, 2026·41 days on market·Recent sales in Azalea Ridge·Azalea Ridge

4327 Warm Springs Way

Middleburg, FL 32068

$259,900sold priceListed at $259,500 · 100.2% of asking$152/sqftMLS# 2130169
4
Beds
2
Baths
1,705
Sq Ft
2020
Built
2
Garage
No
Pool

9 more homes for sale in Azalea Ridge →Search Azalea Ridge on the map

HOA $7/mo7,405 sqft lotSingle Family Residence1 story

About this home

Azalea Ridge

An Azalea Ridge home featuring a split-bed floorplan! This 4/2 home offers a generously-sized kitchen (with a center island), overlooking the living room. There is also an indoor laundry room, and a generous backyard. Additional features include walk-in closets, ceiling fans, LVP flooring, and wall-to-wall carpeting (bedrooms). Located close to Blanding Blvd., a hospital, gas, the 1st Coast Expressway, and many nearby conveniences, this property is looking for the right owner to make it their own. Schedule your showing today. ~ This property may qualify for Seller Financing (Vendee).

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,440
Property taxesest. at asking price, Clay County$398
HOAbilled annually$7
Estimated total, before insurance$1,845/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,695/yr · $475/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$259,900
$51,980
Loan Term
Monthly Payment
$1,440
Principal & Interest: $1,440
Property taxes (est.): $398
Insurance (est.): $173
Estimated Total Monthly
$2,011
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$275,069$275,069—
2024$283,461$267,435—
2023$284,564$243,123—
2022$261,224$221,021—
2021$200,929$200,929—
2020$28,000$28,000—

2025 property taxes (current owner): $5,695/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 10, 2026Closed$259,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $152/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1866 Cherry Creek Way, Middleburg, FL 32068Listed by ENTERA REALTY LLCAug 2026$300,000$1624/21,856550.3
1841 Cherry Creek Way, Middleburg, FL 32068Listed by WATSON REALTY CORPSep 2026$288,000$1833/21,5721030.4
1837 Cherry Creek Way, Middleburg, FL 32068Listed by ENTERA REALTY LLCAug 2026$299,900$1624/21,856610.4
1978 Rock Springs Way, Middleburg, FL 32068Listed by MOMENTUM REALTYJul 2026$325,000$1734/21,881150.4
1856 Woodland Glen Road, Middleburg, FL 32068Listed by JPAR CITY AND BEACHJul 2026$315,000$1694/21,861100.5
1837 Marias River Court, Middleburg, FL 32068Listed by MARKETPLACE HOMESSep 2026$370,000$1704/22,182170.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$259,500
Price / Sq Ft$152
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,705
Acres0.17 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4327 Warm Springs Way, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionAzalea Ridge
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size7,405.2 sq ft
Parcel Number02052400592401185
ZoningSingle Family

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Management - Full Time, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchFront Porch, Patio
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 14, 2026
Days on Market41
HOA Fees$88 / Annually
HOA FrequencyAnnually
HOA NameAzalea Ridge Homeowners Association
Tax Amount$5,695.23
Tax Year2025
Listing TermsCash, Conventional, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TOP SOURCE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Azalea Ridge

Azalea Ridge is a neighborhood in Jacksonville, FL (Clay County), ZIP 32068.

View all Azalea Ridge homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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