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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed May 1, 2026·52 days on market·Recent sales in Jacksonville

12301 Kernan Forest Boulevard 1207

Jacksonville, FL 32225

$218,000sold priceListed at $229,900 · 94.8% of asking$142/sqftMLS# 2129898
3
Beds
2
Baths
1,530
Sq Ft
2005
Built
1
Garage
No
Pool
HOA $40/mo436 sqft lotCondominium2 stories

About this home

Jacksonville

*OPEN HOUSE* 3/28 from 12p-2p Move-in ready condo with garage in the desirable Hammock Grove community of Kernan Forest, offering updated, low-maintenance living just minutes from shopping, dining, major roadways, and Jacksonville's beautiful beaches. This second-floor 3-bedroom, 2-bath home features a bright open floor plan with new flooring, fresh interior paint, and abundant natural light throughout. The kitchen has been refreshed with new appliances, creating a functional and inviting space for everyday living. Major system upgrades, including a new HVAC system and new water heater, provide added peace of mind, while the HOA has recently completed the roof and exterior paint for even greater ease of ownership. Enjoy peaceful wooded views from multiple windows or relax on the screened lanai, perfect for indoor-outdoor living. Ideal for first-time buyers, downsizers, or anyone seeking a well-maintained community with comfort, convenience, and value.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,208
Property taxesest. at asking price, Duval County$356
HOAbilled annually$40
Estimated total, before insurance$1,603/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,826/yr · $319/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$218,000
$43,600
Loan Term
Monthly Payment
$1,208
Principal & Interest: $1,208
Property taxes (est.): $356
Insurance (est.): $145
Estimated Total Monthly
$1,709
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,790 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,826/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $160/sq ft; this home is listed at $150/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12301 Kernan Forest Boulevard 1902, Jacksonville, FL 32225Listed by LPT REALTY, LLCSep 2026$220,000$1443/21,5301440
12301 Kernan Forest Boulevard 2806, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$221,500$1972/21,122740
12301 Kernan Forest Boulevard 1808, Jacksonville, FL 32225Listed by MARK SPAIN REAL ESTATEAug 2026$200,000$1603/21,250400
12301 Kernan Forest Boulevard 2606, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$220,000$1962/21,122950
12301 Kernan Forest Boulevard 1507, Jacksonville, FL 32225Listed by BUCK & BUCK INCApr 2026$227,500$1493/21,530170
12301 Kernan Forest Boulevard 2702, Jacksonville, FL 32225Listed by BUCK & BUCK INCMar 2026$229,500$1503/21,5301220

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$229,900
Price / Sq Ft$150
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,530
Acres0.01 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address12301 Kernan Forest Boulevard 1207, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionHammock Grove
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size435.6 sq ft
Parcel Number1611326742

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Playground
UtilitiesCable Available, Electricity Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, Gated, Guest, Parking Lot

Interior

Interior FeaturesBreakfast Bar, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories2
LaundryIn Unit

Exterior

Patio / PorchPatio, Screened
RoofShingle
ConstructionConcrete, Frame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedFebruary 20, 2026
Days on Market52
HOA Fees$480 / Annually
HOA FrequencyAnnually
HOA Fee IncludesInsurance, Maintenance Grounds, Trash
Tax Amount$3,826.07
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NAVY TO NAVY HOMES LLC

Sold by: LA ROSA REALTY NORTH FLORIDA, LLC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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