This home is in Jacksonville — a gated community home in Jacksonville.
Active·46 days on market
12301 Kernan Forest Boulevard 803
Jacksonville, FL 32225
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
VA APPROVED! LENDER FHA APPROVED! Private gated community 2 Bedroom, 2 bath end unit with open floor plan and larger eating area than most! Park just outside your door or drive into your private garage & take groceries up inside your residence for your convenience. One quick flight of stairs to roomy great room, larger dining room and spacious kitchen. Front door and most windows face south giving natural light to the interior of this unit. Exterior of building has just been painted. New Roof 2 years ago. Laminate floors cover living space, kitchen and hallways. Mayport Naval Base, Hannah Park & the Beach are just 10 minutes away. 20 Minutes from Jacksonville Beach, Downtown or Town Center. Airport is 25 minutes away. Amenities include: Pool Clubhouse with resort style pool, childrens water park, playground and a basketball court. Enjoy walking in this beautiful treed community that feels more like a neighborhood than a condo complex. UNIT IS FHA LENDER APPROVED.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,780 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,405/yr
Estimated taxes if purchased at asking price: ~$4,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 30, 2026Price change$218,000−$1,000
- Aug 25, 2026Listed$219,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $194/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12301 Kernan Forest Boulevard 1306, Jacksonville, FL 32225Listed by RE/MAX SPECIALISTS | Jul 2026 | $205,000 | $183 | 2/2 | 1,122 | 13 | 0 |
| 12301 Kernan Forest Boulevard 2806, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $221,500 | $197 | 2/2 | 1,122 | 74 | 0.1 |
| 12301 Kernan Forest Boulevard 2606, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2026 | $220,000 | $196 | 2/2 | 1,122 | 95 | 0.1 |
| 12301 Kernan Forest Boulevard 1808, Jacksonville, FL 32225Listed by MARK SPAIN REAL ESTATE | Aug 2026 | $200,000 | $160 | 3/2 | 1,250 | 40 | 0.2 |
| 11870 Ashbrook Circle N, Jacksonville, FL 32225Listed by COASTAL REALTY JAX | May 2026 | $185,000 | $147 | 2/2.5 | 1,258 | 1 | 1 |
| 1855 Oak Water Drive, Jacksonville, FL 32225Listed by INI REALTY | Sep 2026 | $180,000 | $147 | 2/2 | 1,226 | 33 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: O'MALLEY REAL ESTATE INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Hammock Grove
For Sale12301 Kernan Forest Boulevard 302Jacksonville, FL 32225
3 bd · 2 ba · 1,530 sq ft
$215,000Est. $1,144/moIn this a quiet gated community is a 3/2 Condo that has an attached garage downstairs. Great corner unit facing the…
Listing Office: river city realty
For Sale12301 Kernan Forest Boulevard 1406Jacksonville, FL 32225
2 bd · 2 ba · 1,122 sq ft
$209,900Est. $1,117/moWelcome home to this beautiful end unit condo that checks all the boxes! Enjoy laminate flooring throughout. No carpet!…
Listing Office: momentum realty
For Sale12301 Kernan Forest Boulevard 2402Jacksonville, FL 32225
3 bd · 2 ba · 1,530 sq ft
$229,000Est. $1,219/moThis immaculate, move-in-ready end-unit condominium is flooded with natural light and located in a prime gated…
Listing Office: r realty
For Sale12301 Kernan Forest Boulevard 2104Jacksonville, FL 32225
3 bd · 2.5 ba · 1,779 sq ft
$285,000Est. $1,517/moBeautifully updated 3-bedroom, 3-bath home offering 1,779 sq. ft. of spacious living in a quiet, gated community with…
Listing Office: re/max specialists
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines