This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Sep 24, 2026·191 days on market·Recent sales in Jacksonville
4401 Lakeside Drive 804
Jacksonville, FL 32210
About this home
Jacksonville
Experience elevated riverfront living at Ortega Yacht Club Condominiums. This completely updated 8th-floor, 3 bedroom, 2.5 bath residence offers sweeping river views and magnificent sunrises from your private balcony. Start your day with coffee overlooking the water as the morning light reflects across the river. In the evening, enjoy beautiful sunset skies on the land side of the building, giving you the best of both sunrise and sunset experiences. The thoughtfully renovated interior features all new flooring, fully re-piped plumbing, tankless water heater, new cabinetry in the kitchen, bathrooms and closets, built-in wine rack, and built-in dresser in the primary suite. Additional upgrades include updated bathroom tile, toilets and fixtures, lighted, fog proof mirror in the guest bath, updated fire suppression heads, and tile flooring on the main balcony. Energy efficiency and comfort are enhanced with 11 new glass panels on the river-facing windows and sliding doors
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Concrete, Membrane — year not disclosed (home built 1983)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA Water/Sewer
County records indicate this parcel on central sewer served by JEA Water/Sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,686 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
19th Ave Nabout 19 mi · 15 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 3 mi · 4 mi of trails
Closest public boat ramp
Wayne B Stevens Parkabout 1 mi · Ortega River
Closest kayak & paddleboard launch
Stinson Park Paddlecraft and Dinghy Dockabout 0.6 mi · Ortega River
Closest youth league fields
Boone Parkabout 1 mi · Pickleball, Tennis
Closest grocery store
Publixabout 0.2 mi · 4495 Roosevelt Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $585,000 in December 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $504,500 | $453,778 | — |
| 2024 | $504,500 | $504,500 | — |
| 2023 | $504,500 | $185,560 | — |
| 2022 | $448,000 | $183,054 | — |
| 2021 | $408,500 | $176,252 | ▲ $30,500 |
| 2020 | $378,000 | $173,622 | — |
2025 property taxes (current owner): $8,243/yr
Estimated taxes if purchased at asking price: ~$15,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 24, 2026Closed$824,900
- Aug 22, 2026Active Under Contract$824,900
- Feb 12, 2026Listed$824,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $140/sq ft; this home is listed at $408/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4401 Lakeside Drive 1204, Jacksonville, FL 32210Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | May 2026 | $570,000 | $272 | 3/2.5 | 2,096 | 136 | 0 |
| 5400 La Moya Avenue 30, Jacksonville, FL 32210Listed by REALTY ONE GROUP ELEVATE | Aug 2026 | $150,700 | $100 | 3/2.5 | 1,508 | 353 | 1.4 |
| 6014 Oracle Court, Jacksonville, FL 32205Listed by AXEN REALTY LLC | Sep 2026 | $278,997 | $141 | 3/2.5 | 1,979 | 264 | 1.8 |
| 6008 Oracle Court, Jacksonville, FL 32205Listed by AXEN REALTY LLC | Aug 2026 | $269,997 | $134 | 3/2.5 | 2,015 | 226 | 1.8 |
| 6024 Oracle Court, Jacksonville, FL 32205Listed by AXEN REALTY LLC | Aug 2026 | $269,997 | $134 | 3/2.5 | 2,010 | 172 | 1.8 |
| 6032 Oracle Court, Jacksonville, FL 32205Listed by AXEN REALTY LLC | Jul 2026 | $281,629 | $140 | 3/2.5 | 2,010 | 434 | 1.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: NORVILLE REALTY INC
Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
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