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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — a home near Fernandina Beach High School.

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Sold

Sold·Closed Dec 31, 2025·6 days on market·Recent sales in Amelia Island

2141 Ciera Lane

Fernandina Beach, FL 32034

$430,000sold priceListed at $475,000 · 90.5% of asking$296/sqftMLS# 2120503
3
Beds
2
Baths
1,453
Sq Ft
1996
Built
2
Garage
No
Pool
HOA $10/mo9,583 sqft lotSingle Family Residence1 story

About this home

Fernandina Beach

Ready for refresh! Situated in a well-established neighborhood at the center of Amelia Island, this 3-bedroom, 2-bath home offers a promising foundation for your renovation ideas. The spacious floor plan supports modern reimagining, while the large, fruit-tree-lined backyard enhances outdoor living or future possibilities. Embrace the ease of golf cart life, with quick access to everyday conveniences, local eateries, trails, and the island's main commercial areas. Complete with a 2-car garage and a layout ready for transformation, this property invites you to create a home that reflects your vision and lifestyle. If you're searching for a space you can shape to your vision while embracing a coastal living environment, this property delivers the potential and location to bring your ideas to life.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,382
Property taxesest. at asking price, Nassau County$594
HOAbilled annually$10
Estimated total, before insurance$2,985/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$430,000
$86,000
Loan Term
Monthly Payment
$2,382
Principal & Interest: $2,382
Property taxes (est.): $594
Insurance (est.): $287
Estimated Total Monthly
$3,262
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $377/sq ft; this home is listed at $327/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1506 Coventry Lane, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSMay 2026$610,000$3543/21,72230.3
1812 Sterling Lane, Fernandina Beach, FL 32034Listed by CABANA LANE, INCMar 2026$508,000$3773/21,346880.3
2330 Pirates Bay Drive, Fernandina Beach, FL 32034Listed by BEYCOME OF FLORIDA LLCMar 2026$660,000$4533/21,458340.3
1709 Crescent Road, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYMar 2026$530,000$4003/21,32440.3
2011 Ryan Road, Fernandina Beach, FL 32034Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$642,000$3643/2.51,76420.4
96180 Montego Bay, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$575,000$3493/21,6491010.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$475,000
Price / Sq Ft$327
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,453
Acres0.22 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address2141 Ciera Lane, Fernandina Beach, FL 32034
Area450-Amelia Island-North Of Burney Road
SubdivisionEgans Bluff #3
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size9,583.2 sq ft
Parcel Number000030021E00050000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Refrigerator, Washer
HeatingCentral
CoolingElectric
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

FencingFenced, Back Yard, Privacy, Wood
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedDecember 5, 2025
Days on Market6
HOA Fees$120 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUMMER HOUSE REALTY

Sold by: PINEYWOODS REALTY LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 31, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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