This home is in The Plantation, Ponte Vedra Beach — a Ponte Vedra Beach golf community home.
Sold·Closed Jun 26, 2026·103 days on market·Recent sales in The Plantation·The Plantation
196 Governors Road
Ponte Vedra Beach, FL 32082
20 more homes for sale in The Plantation →Search The Plantation on the map
About this home
The Plantation
Perfectly positioned along the 14th fairway in the prestigious Plantation at Ponte Vedra Beach, this exceptional home offers beautiful golf course views and a blend of comfort and timeless style. Freshly painted last year, the interior feels bright and well-maintained throughout. Major updates include a roof approximately 3 years old and three recently replaced water heaters for added peace of mind. The spacious kitchen features durable Corian countertops and ample workspace, ideal for everyday living and entertaining. Step outside to your private retreat featuring a covered patio, screened-in pool, and spa — perfect for relaxing while enjoying serene fairway views. Residents of The Plantation enjoy premier amenities including a championship golf course, pickleball, and an exclusive beach club with private beach access. Conveniently located near top-rated schools, shopping, and dining, this home presents a rare opportunity to experience resort-style living in one of Ponte Vedra.
Next steps in The Plantation
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Tile — year not disclosed (home built 1995)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,668 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,643,169 | $803,167 | — |
| 2024 | $1,530,962 | $779,824 | — |
| 2023 | $1,546,876 | $755,654 | — |
| 2022 | $1,213,814 | $732,188 | — |
| 2021 | $809,282 | $709,406 | — |
| 2020 | $798,207 | $698,921 | — |
Estimated taxes if purchased at asking price: ~$35,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $635/sq ft; this home is listed at $427/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4650 Palm Valley Road, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $2,425,000 | $635 | 5/4 | 3,821 | 96 | 0.4 |
| 185 Retreat Place, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Aug 2026 | $2,575,000 | $682 | 4/4.5 | 3,775 | 123 | 0.4 |
| 181 Retreat Place, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PV | Jul 2026 | $1,600,000 | $478 | 4/4 | 3,347 | 7 | 0.4 |
| 145 Egrets Walk Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $1,400,000 | $406 | 5/4 | 3,450 | 69 | 0.6 |
| 2642 Long Boat Court S, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLC | Aug 2026 | $1,907,764 | $538 | 4/3.5 | 3,544 | 4 | 0.7 |
| 120 Regents Place, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTY | Aug 2026 | $3,194,840 | $637 | 4/5.5 | 5,012 | 306 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ASSIST2SELL FULL SERVICE REALTY LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About The Plantation
The Plantation is a neighborhood in Ponte Vedra Beach, FL (Duval County), ZIP 32082.
View all The Plantation homes for sale →Keep looking
More homes in The Plantation
Keep looking
Similar homes in Ponte Vedra Beach
Explore the area
More in The Plantation
The Plantation guides & reports
Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines











