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This home is in St. Augustine Beach.

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Active

Active·156 days on market

5532 Sunset Landing Circle

St. Augustine Beach, FL 32080

$1,700,000$737/sqftEst. $9,048/moMLS# 2129248
4
Beds
3
Baths
2,308
Sq Ft
1989
Built
2
Garage
No
Pool

About this home

St. Augustine Beach

Rare deep-water access (ALL THE TIME) properties like this are becoming increasingly difficult to find along the Intracoastal waterways of St. Augustine. Designed for boaters and waterfront lifestyle enthusiasts, this 95' waterfront property features a private dock, boat lift, and protected deep-water access with quick entry to the Intracoastal for effortless days on the water. Cruise to waterfront restaurants, fish at sunrise, or enjoy sunset boat rides right from your backyard. Perfectly positioned for breathtaking western sunset views, the outdoor living spaces are ideal for entertaining, relaxing, and embracing the coastal lifestyle. Paddleboard, boat, or simply unwind as the sun reflects across the water each evening. Inside, the home offers comfortable living spaces ideal for full-time living or a second-home retreat, while the true highlight remains the rare combination of deep-water access, private dockage, boating convenience, and unforgettable sunsets.

Cost to own

Mortgage calculator

$1,700,000
$340,000
Loan Term
Monthly Payment
$8,587
Principal & Interest: $8,587
Est. Taxes & Insurance: $2,147
Estimated Total Monthly
$10,734
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$9,048
Property taxesest. at asking price, St. Johns County$2,262
HOAbilled annually$29
Estimated total, before insurance$11,339/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,335,908$1,109,771
2024$1,243,844$1,077,787
2023$1,317,778$1,044,939
2022$1,167,086$1,013,048
2021$717,810$638,560
2020$723,963$629,053

2025 property taxes (current owner): $15,505/yr

Estimated taxes if purchased at asking price: ~$27,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,815 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Feb 9, 2026Listed$1,700,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,700,000
Price / Sq Ft$737
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,308
Acres0.26 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesEast

Community Information

Address5532 Sunset Landing Circle, St. Augustine Beach, FL 32080
Area331-St Augustine Beach
SubdivisionSunset Landing
CitySt. Augustine Beach
CountySt. Johns
StateFL
Zip Code32080
Lot Size11,325.6 sq ft
Parcel Number1827950090

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewIntracoastal

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories2
LevelsTwo

Exterior

Exterior FeaturesBalcony, Boat Lift, Boat Ramp - Private, Dock
Patio / PorchDeck, Front Porch, Rear Porch
FencingFenced
RoofMetal
ConstructionFrame

Additional Information

Date ListedFebruary 9, 2026
Days on Market141
HOA Fees$350 / Annually
HOA FrequencyAnnually
HOA NameSunset Landing
Tax Amount$15,505.19
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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