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This home is in City Of St Augustine, St. Augustine.

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Pending

Pending·160 days on market·City Of St Augustine

290 St. George Street

St. Augustine, FL 32084

$1,695,000$550/sqftEst. $9,022/moMLS# 2129072
4
Beds
3
Baths
3,080
Sq Ft
1900
Built
Garage
No
Pool

About this home

City Of St Augustine

Experience historic luxury at 290 St. George St, the former personal residence of famed architect Fred Henderich. Masterfully reimagined by John Benoit of BEHST Builders, this estate seamlessly fuses 1900s ''Old World'' soul with 21st-century sophistication. Positioned on a rare 62.5x200 lot stretching from St. George to Cordova St, the property offers stunning Lake Maria Sanchez views and parking for 10+ cars. The main home radiates light, showcasing original woodwork, coffered ceilings, and a gourmet kitchen with custom cabinetry and a butler's door. The primary downstairs suite features floor to ceiling tile work, a tub and a walk-in shower, flowing into a sunlit morning room. Upstairs, find a nautical suite complete with a steam shower. Beyond a private sanctuary, this estate is a lucrative asset. The detached cottage is a designer showstopper with a vaulted living area and private lakefront verandas. Perfectly positioned as a high-end luxury rental in the heart of St. Augustine.

Cost to own

Mortgage calculator

$1,695,000
$339,000
Loan Term
Monthly Payment
$8,615
Principal & Interest: $8,615
Est. Taxes & Insurance: $2,154
Estimated Total Monthly
$10,769
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$9,022
Property taxesest. at asking price, St. Johns County$2,255
Estimated total, before insurance$11,277/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,250,000 in November 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,154,909$1,154,909
2024$1,136,492$1,136,492
2023$1,418,010$1,246,951
2022$1,133,592$1,133,592
2021$923,397$389,937
2020$942,937$384,860

Estimated taxes if purchased at asking price: ~$27,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1900)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,685 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$1,695,000
Price / Sq Ft$550
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,080
Acres0.29 acres
Year Built1900
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage, Historic
StatusPending
Has PoolNo
Is WaterfrontNo

School Information

ElementaryKetterlinus
MiddleSebastian
HighSt. Augustine

Community Information

Address290 St. George Street, St. Augustine, FL 32084
Area322-Downtown St Augustine
SubdivisionCity Of St Augustine
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size12,632.4 sq ft
Lot Dimensions62.5 x 200
Parcel Number2007200000

Amenities

UtilitiesCable Available, Sewer Available, Water Available
Water SourcePublic
ParkingAdditional Parking, Attached, Guest
ViewLake

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Freezer, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

Patio / PorchCovered, Front Porch, Screened, Side Porch
RoofMetal

Additional Information

Date ListedFebruary 7, 2026
Days on Market84
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About City Of St Augustine

City Of St Augustine is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32084.

View all City Of St Augustine homes for sale →

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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