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This home is in St. Augustine.

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251 CHARLOTTE Street, St. Augustine, FL 32084

$999,000
MLS# 2128943
4
Bedrooms
2
Bathrooms
1,492
Sq Ft
1925
Year Built

About This Home — 251 CHARLOTTE Street

Rare downtown St. Augustine duplex — fully furnished, fully restored, and full of opportunity. Just one block from the nation's oldest street and two blocks from the bayfront, this historic property delivers an unbeatable location with flexible income potential. Each of the two apartments features 2 bedrooms, 1 bath, a full kitchen, living room, eat-in area, and private laundry. Property has up to four parking spots. The owner has preserved the historic character while upgrading electrical, plumbing, and HVAC — each unit has its own electric meter and central heat & air. Enjoy over 1,880 sqft of living space with covered porches, a balcony, and a private back patio perfect for grilling or pets. Rent both units for maximum returns, live in one and rent the other, or convert to a single-family home with ease. All appliances included. Minutes to the beaches, steps to dining, shopping, and everything that makes St. Augustine one of the most desirable locations in Florida.

Features

Price$999,000
Price / Sq Ft$670
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,492
Acres0.05 acres
Year Built1925
TypeResidential Income
Sub-TypeDuplex
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address251 CHARLOTTE Street, St. Augustine, FL 32084
Area322-Downtown St Augustine
SubdivisionCity Of St Augustine
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size2,178 sq ft
Parcel Number1987300010

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected, Separate Electric Meters, Separate Water Meters, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Guest, Off Street

Interior

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Freezer, Gas Water Heater, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingAttic Fan, Central Air, Separate Meters
FlooringWood
LevelsMulti/Split, Two
LaundryMultiple Locations, In Unit
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony, Courtyard
Lot DescriptionHistoric Area
FencingFenced, Back Yard, Privacy, Wood
RoofMetal
ConstructionWood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 6, 2026
Days on Market113
Tax Amount$11,952.04
Tax Year2025
Listing TermsCash, Conventional
New ConstructionNo

Mortgage Calculator

$999,000
$199,800
Loan Term
Monthly Payment
$5,317
Principal & Interest: $5,317
Est. Taxes & Insurance: $1,329
Estimated Total Monthly
$6,646
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLCCONOR FLYNN · cflynn.irishmikes@gmail.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida