This home is in Jacksonville.
Sold·Closed Sep 28, 2026·163 days on market·Recent sales in Jacksonville
10303 Pavnes Creek Drive
Jacksonville, FL 32222
About this home
Jacksonville
Step into this beautifully maintained, newer 3-bedroom, 2-bath home tucked away on a quiet dead-end street. Just minutes from the Oakleaf Town Center, it offers the perfect blend of privacy and convenience. The open floorplan provides a bright, seamless flow from the living area to the kitchen, where a new refrigerator and generous workspace make cooking and gathering effortless. Enjoy Florida living on the large screened patio overlooking a fully fenced yard, or take advantage of the community's fantastic amenities, including a refreshing pool, playground, and fitness area. Move in ready and ideally situated, this home delivers the relaxed lifestyle buyers want -- with the added bonus of NO CDD fees.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,734 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Sal Taylor Creek Preserveabout 5 mi · 4.6 mi of trails
Closest public boat ramp
Wayne B Stevens Parkabout 7 mi · Ortega River
Closest kayak & paddleboard launch
Ringhaver Park Kayak Launch (Long Portage!)about 7 mi · Ortega River
Closest youth league fields
Our Community Club Parkabout 2 mi · Baseball, Softball
Closest grocery store
Targetabout 2 mi · 9525 Crosshill Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:40 AM, sunset 6:42 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $330,000 in February 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $286,037 | $0 | — |
| 2024 | $277,244 | $0 | ▲ $11,000 |
| 2023 | $276,389 | $271,898 | — |
| 2022 | $247,180 | $247,180 | — |
| 2021 | $199,172 | $145,903 | — |
| 2020 | $193,199 | $143,199 | ▲ $5,000 |
2025 property taxes (current owner): $384/yr
Estimated taxes if purchased at asking price: ~$6,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 29, 2026Closed$313,900
- Jul 9, 2026Pending$313,900
- Jan 21, 2026Listed$313,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $181/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 10309 Pavnes Creek Drive, Jacksonville, FL 32222Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $310,000 | $200 | 3/2 | 1,548 | 15 | 0.1 |
| 6788 Burnt Creek Road, Jacksonville, FL 32222Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $310,000 | $159 | 4/2 | 1,950 | 90 | 0.3 |
| 6878 Wall Springs Drive, Jacksonville, FL 32222Listed by 1 PERCENT LISTS FIRST COAST | Sep 2026 | $294,500 | $163 | 3/2 | 1,802 | 38 | 0.6 |
| 6568 Harmon Hills Circle, Jacksonville, FL 32222Listed by WATSON REALTY CORP | Sep 2026 | $339,900 | $170 | 3/2 | 1,994 | 0 | 0.6 |
| 7137 Claremont Creek Drive, Jacksonville, FL 32222Listed by REAL BROKER LLC | Sep 2026 | $305,000 | $197 | 3/2 | 1,548 | 10 | 0.6 |
| 7281 Claremont Creek Drive, Jacksonville, FL 32222Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Oct 2026 | $299,000 | $193 | 3/2 | 1,548 | 6 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BYERS PROPERTIES, INC.
Sold by: DALTON WADE INC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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