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This home is in Jacksonville — a golf course home in Jacksonville.

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Active

Active·36 days on market

6568 Harmon Hills Circle

Jacksonville, FL 32222

$339,900$170/sqftEst. $1,746/moMLS# 2155934

Beds

Baths

1,994

Sq Ft

2013

Built

Garage

Pool

About this home

Jacksonville

Welcome to 6568 Harmon Hills Circle in the desirable Bent Creek Golf Course Community! This move-in ready 3BR/2BA home with a flex room offers nearly 2,000 sq. ft. of upgraded living space. Features include porcelain tile throughout, an open-concept floor plan, granite countertops, stainless steel appliances, and a spacious breakfast bar overlooking the family room. Recent improvements include a new HVAC, new water heater, new dishwasher, new washer and dryer, upgraded garage door opener, custom-designed primary closet, gutters around the entire home, and a finished attic with pull-down ladder for additional storage. Step outside to a fully fenced backyard with an extended paver patio--perfect for entertaining. All kitchen appliances plus the washer and dryer convey. Conveniently located near shopping, dining, major highways, NAS Jacksonville, Cecil Commerce Center, and Oakleaf Town Center

Cost to own

Mortgage calculator

Home Price

$339,900

Down Payment: 20%

$67,980

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,746

Principal & Interest: $1,746

Property taxes (est.): $555

Insurance (est.): $227

Estimated Total Monthly

$2,527

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,746

Property taxesest. at asking price, Duval County$555

HOAbilled monthly$42

Estimated total, before insurance$2,343/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $366/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,734 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 17, 2026Listed$339,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$339,900

Price / Sq Ft$170

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,994

Total Structure Area2,636 sq ft

Acres0.29 acres

Year Built2013

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesEast

School Information

ElementaryWestview

MiddleWestview

HighWestside High School

Community Information

Address6568 Harmon Hills Circle, Jacksonville, FL 32222

Area064-Bent Creek/Plum Tree

SubdivisionTrails At Bent Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32222

Lot Size12,632.4 sq ft

Parcel Number0154491550

ZoningPUD

Amenities

AmenitiesPool, Golf Course, Park, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewPond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringTile

FireplaceNo

# of Fireplaces0

# of Stories1

LevelsOne

SecuritySmoke Detector(s)