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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·59 days on market

9803 Ansley Lake Drive

Jacksonville, FL 32222

$367,850$178/sqftEst. $2,038/moMLS# 2159867
↓ $2,000 below original list
3
Beds
2
Baths
2,064
Sq Ft
2016
Built
2
Garage
No
Pool
FEMA Zone XHOA $88/mo7,841 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

WELCOME HOME!!! This move-in ready, meticulously maintained 3 bed, 2 bath Lennar home checks every box. Freshly cleaned 18x18 ceramic tile flows throughout, with fresh interior paint and elegant crown molding accenting the main living areas and master suite. The kitchen shines with granite countertops, 42'' cabinetry offering both style and storage, and a stunning mosaic tile backsplash that continues down the counter face for a designer, custom-built look. Retreat to the screened lanai for relaxing evenings, or enjoy new electronic blinds on the back sliding glass door for effortless light and privacy control. Outside, a beautifully manicured lawn and pavered driveway lead to the 2-car garage with a durable sealed/painted floor, a feature also extended to the front porch and back patio for lasting beauty. Conveniently located near Oakleaf Town Center, shopping, dining, schools, parks, and everyday amenities. Come see it today!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,038
Property taxesest. at asking price, Duval County$601
HOAbilled monthly$88
Estimated total, before insurance$2,726/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$367,850
$73,570
Loan Term
Monthly Payment
$2,038
Principal & Interest: $2,038
Property taxes (est.): $601
Insurance (est.): $245
Estimated Total Monthly
$2,883
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,737 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 9, 2026Price change$367,850−$2,000
  • Aug 13, 2026Listed$369,850

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $178/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7261 Longleaf Branch Drive, Jacksonville, FL 32222Listed by ENTERA REALTY LLCOct 2026$349,900$1524/32,297900.2
10119 Dogwood Creek Drive, Jacksonville, FL 32222Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$309,000$2003/21,548530.3
7281 Claremont Creek Drive, Jacksonville, FL 32222Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$299,000$1933/21,54860.3
9683 Hazel Lake Drive, Jacksonville, FL 32222Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$255,900$1733/21,47990.3
7002 Beekman Lake Drive, Jacksonville, FL 32222Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$326,000$1424/2.52,295650.3
7137 Claremont Creek Drive, Jacksonville, FL 32222Listed by REAL BROKER LLCSep 2026$305,000$1973/21,548100.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$367,850
Price / Sq Ft$178
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,064
Acres0.18 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryEnterprise
MiddleCharger Academy
HighWestside High School

Community Information

Address9803 Ansley Lake Drive, Jacksonville, FL 32222
Area064-Bent Creek/Plum Tree
SubdivisionLongleaf
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Lot Size7,840.8 sq ft
Parcel Number0164098195

Amenities

AmenitiesPool, Clubhouse, Playground
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Sink, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingFenced, Back Yard, Vinyl
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedAugust 13, 2026
Days on Market57
HOA Fees$88 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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