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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·14 days on market

7324 Rock Brook Drive

Jacksonville, FL 32222

$359,990$169/sqftEst. $1,963/mo mortgageMLS# 2135164
↓ $19,010 below original list
3
Beds
2
Baths
2,126
Sq Ft
2020
Built
2
Garage
No
Pool
FEMA Zone XHOA $88/mo10,454 sqft lotWaterfrontSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

PRICE REDUCTION! This is a beautifully maintained 3-bedroom, 2-bath home with 2 versatile spaces: one living room/office space and one additional bonus flex space. It has 2,126 square feet of comfortable living space on set on one of the community's larger .24-acre lots. Enjoy added privacy with no close neighbors in front or behind. Relax on the screened lanai overlooking a peaceful pond--perfect for quiet mornings or entertaining guests. Inside, you'll find tile flooring throughout the main living areas and the primary bedroom, creating a clean and cohesive look. The kitchen is designed for both function and style with 42-inch cabinets, quartz countertops, and a large island with seating. Enjoy the added value of SOLAR PANELS, improving energy efficiency while reducing energy costs. Additional features include an alarm system, water softener, and attractive stone pavers on both the driveway and lanai. Located in a community with no CDD fees, residents

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,963
Property taxesest. at asking price, Duval County$588
HOAbilled monthly$88
Estimated total, before insurance$2,638/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,972/yr · $414/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$359,990
$71,998
Loan Term
Monthly Payment
$1,963
Principal & Interest: $1,963
Property taxes (est.): $588
Insurance (est.): $240
Estimated Total Monthly
$2,790
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,717 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$317,109$249,384—
2024$306,424$241,649▲ $11,000
2023$306,954$233,155—
2022$274,908$224,908—
2021$226,544$226,544—

2025 property taxes (current owner): $4,972/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 15, 2026Active$359,990
  • Oct 13, 2026Withdrawn$359,990
  • Sep 18, 2026Price change$359,990−$5,010
  • Sep 4, 2026Price change$365,000−$5,000
  • Aug 13, 2026Price change$370,000−$4,000
  • Jul 17, 2026Price change$374,000−$5,000
  • Mar 16, 2026Listed$379,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $169/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6372 Longleaf Branch Drive, Jacksonville, FL 32222Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$310,000$1813/2.51,710180.1
10119 Dogwood Creek Drive, Jacksonville, FL 32222Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$309,000$2003/21,548530.2
7281 Claremont Creek Drive, Jacksonville, FL 32222Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$299,000$1933/21,54860.2
7261 Longleaf Branch Drive, Jacksonville, FL 32222Listed by ENTERA REALTY LLCOct 2026$349,900$1524/32,297900.3
7137 Claremont Creek Drive, Jacksonville, FL 32222Listed by REAL BROKER LLCSep 2026$305,000$1973/21,548100.3
7002 Beekman Lake Drive, Jacksonville, FL 32222Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$326,000$1424/2.52,295650.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$359,990
Price / Sq Ft$169
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,126
Acres0.24 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryEnterprise, reported on 40 other Longleaf listings
MiddleWestside, reported on 15 other Longleaf listings
HighWestside High School, reported on 45 other Longleaf listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address7324 Rock Brook Drive, Jacksonville, FL 32222
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionLongleaf
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Lot Size10,454.4 sq ft
Parcel Number0164101990
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Maintenance Grounds, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewWater
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Solar Tube(s), Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Screened
RoofShingle

Additional Information

Date ListedOctober 15, 2026
Days on Market14
HOA Fees$88 / Monthly
HOA FrequencyMonthly
HOA NameLongleaf Master HOA
Tax Amount$4,971.52
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RIVER BIRCH REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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