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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Kettering at eTown, Jacksonville — a new construction home in Jacksonville.

Sold

Sold·Closed Jun 26, 2026·88 days on market·Recent sales in Kettering at eTown·Kettering at eTown

10172 Element Road

Jacksonville, FL 32256

$412,000sold priceListed at $434,700 · 94.8% of asking$214/sqftMLS# 2125927
3
Beds
2.5
Baths
1,926
Sq Ft
2026
Built
2
Garage
No
Pool

21 more homes for sale in Kettering at eTown →Search Kettering at eTown on the map

HOA $220/moTownhouse2 storiesNew construction

About this home

Kettering at eTown

Live the easy and convenient lifestyle in the fabulous low-maintenance Elrod in Villas @ Kettering eTown. This is a modern 3 bedroom 2.5 bathroom end unit townhome with a ton of natural light. The private entry opens up to a spacious living area connected to large dining space and huge gourmet kitchen. This kitchen is a chef's dream with white linen cabinets, a stone backsplash, a beautiful stainless steel hood and appliances and a dramatic quartz countertop island. The perfect spot to host for the holidays. Upstairs, the loft offers the perfect space for a home office or reading nook. The owner's suite is a true retreat with tray ceilings, generous sunlight, double vanities and a walk-in closet. Enjoy the beautiful preserve view from your fully fenced yard. Perfect for outdoor living or dogs and kids to run and play - fully maintained by the HOA. All this, in Jacksonville's most central location — just minutes from the St. Johns Town Center, Mayo Clinic, and beautiful sandy beaches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,282
Property taxesest. at asking price, Duval County$673
HOAbilled monthly$220
Estimated total, before insurance$3,175/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$412,000
$82,400
Loan Term
Monthly Payment
$2,282
Principal & Interest: $2,282
Property taxes (est.): $673
Insurance (est.): $275
Estimated Total Monthly
$3,230
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $226/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10179 Element Road, Jacksonville, FL 32256Listed by WEEKLEY HOMES REALTYOct 2026$494,700$2093/2.52,3671980
10181 Element Road, Jacksonville, FL 32256Listed by WEEKLEY HOMES REALTYAug 2026$535,670$2283/2.52,352940
10233 Mineral Road, Jacksonville, FL 32256Listed by WEEKLEY HOMES REALTYAug 2026$464,700$2143/2.52,169810
11110 Diffusion Court, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$420,000$1963/2.52,147300.1
10235 Mineral Road, Jacksonville, FL 32256Listed by WEEKLEY HOMES REALTYAug 2026$463,700$2023/2.52,291710.1
9931 Element Road, Jacksonville, FL 32256Listed by WEEKLEY HOMES REALTYAug 2026$435,700$2263/2.51,926320.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$434,700
Price / Sq Ft$226
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,926
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleContemporary
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address10172 Element Road, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionKettering at eTown
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Parcel Number00000000
ZoningResidential

Amenities

AmenitiesPool
UtilitiesCable Available, Natural Gas Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Plumbed For Ice Maker, Tankless Water Heater
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJanuary 20, 2026
Days on Market88
HOA Fees$220 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: WEEKLEY HOMES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Kettering at eTown

Kettering at eTown is a neighborhood in eTown, FL (Duval County), ZIP 32256.

View all Kettering at eTown homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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