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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Bartram Trail High School.

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Sold

Sold·Closed Jul 1, 2026·140 days on market·Recent sales in RiverTown

74 Sanderson Drive

Jacksonville, FL 32259

$390,000sold priceListed at $409,999 · 95.1% of asking$241/sqftMLS# 2125034
3
Beds
2
Baths
1,620
Sq Ft
2020
Built
2
Garage
No
Pool
HOA $4/mo4,356 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to this beautifully refreshed home in the heart of St. Johns, Florida! Located at 74 Sanderson Dr, this residence is being thoughtfully updated with brand-new carpet in all bedrooms and a freshly repainted interior, creating a clean, modern, and move-in-ready feel. The light and neutral finishes enhance the home's natural brightness and provide the perfect canvas for any style. Enjoy comfortable living spaces, a functional layout, and a location that offers convenient access to top-rated St. Johns County schools, shopping, dining, and major roadways. Rivertown is ideal for buyers looking to join a community that offers splash pads, a lazy river, 2 gyms, hiking paths, sports courts, dog parks, and countless other options. You don't want to miss this amazing opportunity! Sellers are motivated and ready for your offer! *This property qualifies for lender sponsored 1-0 temporary buydown when using preferred lender*

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,160
Property taxesest. at asking price, St. Johns County$519
HOAbilled annually$4
Estimated total, before insurance$2,684/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,602/yr · $467/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$390,000
$78,000
Loan Term
Monthly Payment
$2,160
Principal & Interest: $2,160
Property taxes (est.): $519
Insurance (est.): $260
Estimated Total Monthly
$2,939
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,697 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$332,721$190,559—
2024$339,670$184,481—
2023$355,064$177,651—
2022$283,089$171,020—
2021$227,609$164,583—
2020$65,000$55,000—

2025 property taxes (current owner): $5,602/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 7, 2026Closed$409,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $267/sq ft; this home is listed at $253/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
32 Keeneland Road, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$417,000$2573/21,62020.4
254 Crafton Circle, St. Johns, FL 32259Listed by NON MLS (realMLS)Oct 2026$524,756$2762/21,90000.5
191 Crafton Circle, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$439,400$2612/21,6821450.5
27 Cloverbrook Road, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$505,000$2494/22,030530.5
305 Crafton Circle, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$449,000$2672/21,682160.6
148 Kellet Way, St. Johns, FL 32259Listed by EXP REALTY LLCSep 2026$565,000$2922/21,93260.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$409,999
Price / Sq Ft$253
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,620
Acres0.10 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address74 Sanderson Drive, Jacksonville, FL 32259
Area302-Orangedale Area
SubdivisionRivertown
CityJacksonville
CountySt. Johns
StateFL
Zip Code32259
Lot Size4,356 sq ft
Parcel Number0007132130

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Playground
UtilitiesCable Available, Electricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesPrimary Downstairs, Walk-In Closet(s)
AppliancesGas Range
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1

Exterior

Patio / PorchRear Porch
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedJanuary 14, 2026
Days on Market140
HOA Fees$53 / Annually
HOA FrequencyAnnually
Tax Amount$5,602.47
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CROSSVIEW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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