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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Selva Marina, Atlantic Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Jul 17, 2026·133 days on market·Recent sales in Selva Marina·Selva Marina

1875 Live Oak Lane

Atlantic Beach, FL 32233

$1,250,000sold priceListed at $1,290,000 · 96.9% of asking$574/sqftMLS# 2124641
3
Beds
2.5
Baths
2,177
Sq Ft
1980
Built
2
Garage
No
Pool

6 more homes for sale in Selva Marina →Search Selva Marina on the map

FEMA Zone XNo HOA9,148 sqft lotSingle Family Residence2 stories

About this home

Selva Marina

One of a Kind, this stunning CUSTOM RENOVATED 3 bedroom, 2 and a half bathroom home is .6 miles from the ocean. A rare opportunity nestled in the heart of Atlantic beach, this home sits on a quaint street lined with Florida oak trees that are straight out of your dreams. Stepping inside, this home welcomes you with a contemporary yet cozy atmosphere that will engulf you and make you feel like the property was made exactly for you. The master suite offers features such as the extra large room that is complimented by a walk in closet, fully renovated bathroom with a double shower head and a vanity nook. A few highlights include the extra tall ceilings in the living room, the completely remodeled kitchen with Cafe appliances and the large upstairs loft perfect to use as a lounge. This type of property does not come available often. Call to schedule your tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,924
Property taxesest. at asking price, Duval County$2,041
Estimated total, before insurance$8,965/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,250,000
$250,000
Loan Term
Monthly Payment
$6,924
Principal & Interest: $6,924
Property taxes (est.): $2,041
Insurance (est.): $833
Estimated Total Monthly
$9,798
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,167 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$891,473$205,147—
2024$891,556$198,658▼ $321
2023$637,839$191,416—
2022$607,425$184,385—
2021$507,946$177,559—
2020$461,882$174,418—

Estimated taxes if purchased at asking price: ~$24,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 17, 2026Closed$1,290,000
  • Jan 15, 2026Listed$1,290,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $550/sq ft; this home is listed at $593/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1826 Tierra Verde Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$772,000$4263/21,8121260.1
355 19th Street, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCAug 2026$1,035,000$5603/21,849850.1
1918 Oak Circle, Atlantic Beach, FL 32233Listed by NETWORTH REALTY OF JACKSONVILLE, LLCJun 2026$1,350,000$5503/22,454830.1
1852 Hickory Lane, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCJun 2026$1,150,000$4993/2.52,306110.1
1905 Sevilla Boulevard W, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,000,000$3843/2.52,60200.2
1869 Sea Oats Drive, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,000,000$6433/21,55640.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,290,000
Price / Sq Ft$593
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,177
Acres0.21 acres
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address1875 Live Oak Lane, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionSelva Marina
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size9,147.6 sq ft
Parcel Number1720201412
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryWasher Hookup

Exterior

Exterior FeaturesOutdoor Shower
Lot DescriptionCul-De-Sac
Patio / PorchDeck
RoofShingle
Road SurfacePaved

Additional Information

Date ListedJanuary 15, 2026
Days on Market133
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NETWORTH REALTY OF JACKSONVILLE, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Selva Marina

Selva Marina is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.

View all Selva Marina homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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