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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Selva Marina, Atlantic Beach.

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Sold

Sold·Closed Jul 27, 2026·4 days on market·Recent sales in Selva Marina·Selva Marina

1869 Sea Oats Drive

Atlantic Beach, FL 32233

$1,000,000sold priceListed at $1,090,000 · 91.7% of asking$643/sqftMLS# 2152324
3
Beds
2
Baths
1,556
Sq Ft
1980
Built
2
Garage
No
Pool

6 more homes for sale in Selva Marina →Search Selva Marina on the map

No HOASingle Family Residence1 story

About this home

Selva Marina

Imagine ending your day with a stroll home from the beach, relaxing in your swim spa, and enjoying the ocean breeze Welcome to 1869 Sea Oats Dr.!! 2 blocks to the sun, surf, & sand and situated on an oversized 91' x 100' lot, this property offers something increasingly rare in Atlantic Beach--Options!! Move right in and enjoy the beautifully updated home featuring an open floor plan, renovated kitchen and bathrooms, LVP flooring, solar panels, roof (2017), and a brand-new HVAC system (2026). Step out back designed for outdoor living with an expansive Trex deck, swim spa, or plenty of room to add a pool. For those looking beyond today, the generous lot size presents an exceptional opportunity in a neighborhood where many homes have been transformed into stunning custom coastal residences. Whether your vision is a move-in-ready beach home, a vacation retreat, an investment property, or the site of a future dream home, this property offers the flexibility to make it your own.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,539
Property taxesest. at asking price, Duval County$1,633
Estimated total, before insurance$7,172/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,693/yr · $558/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,000,000
$200,000
Loan Term
Monthly Payment
$5,539
Principal & Interest: $5,539
Property taxes (est.): $1,633
Insurance (est.): $667
Estimated Total Monthly
$7,839
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2017 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,700 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$866,376$379,632—
2024$792,305$368,226▼ $335
2023$617,459$356,045—
2022$588,153$344,219—
2021$493,449$332,737—
2020$448,541$327,453—

2025 property taxes (current owner): $6,693/yr

Estimated taxes if purchased at asking price: ~$19,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 27, 2026Closed$1,090,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $426/sq ft; this home is listed at $701/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1826 Tierra Verde Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$772,000$4263/21,8121260.1
355 19th Street, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCAug 2026$1,035,000$5603/21,849850.2
2258 Sandy Bay Lane, Jacksonville, FL 32233Listed by BEYCOME OF FLORIDA LLCSep 2026$525,000$2873/2.51,828390.9
2529 Americas Cup Circle E, Atlantic Beach, FL 32233Listed by MOMENTUM REALTYJul 2026$290,000$2523/21,15250.9
1259 Linkside Drive, Atlantic Beach, FL 32233Listed by WATSON REALTY CORPJul 2026$914,000$5093/2.51,795820.9
2163 Sandy Bay Lane, Jacksonville, FL 32233Listed by KST GROUP LLCJul 2026$470,000$3293/21,428130.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,090,000
Price / Sq Ft$701
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,556
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1869 Sea Oats Drive, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionSelva Marina
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Dimensions91 x 100
Parcel Number1720200538
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
Window FeaturesSkylight(s)
Spa FeaturesAbove Ground

Exterior

Patio / PorchDeck, Front Porch
FencingBack Yard, Privacy, Wood
RoofShingle
ConstructionShell Dash, Stucco

Additional Information

Date ListedJune 25, 2026
Days on Market4
Tax Amount$6,692.98
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Selva Marina

Selva Marina is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.

View all Selva Marina homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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