This home is in Atlantic Beach.

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Active

Active·83 days on market

355 19th Street

Atlantic Beach, FL 32233

$1,040,000$562/sqftEst. $5,535/moMLS# 2141564

Beds

Baths

1,849

Sq Ft

1980

Built

Garage

Pool

About this home

Atlantic Beach

Welcome to your coastal sanctuary at 355 19th Street in the heart of Atlantic Beach. Travel down a beautiful canopy road, and you are greeted by a charming single-story bungalow. The curb appeal sets the stage for a relaxed lifestyle just a short, five-minute stroll from the sand and surf. Step inside to discover gorgeous hardwood floors and a spectacular great room featuring soaring cathedral ceilings and a wood-burning fireplace. The open layout flows seamlessly into a large, open, and spacious kitchen designed for gathering and entertaining. This beautiful culinary space is highlighted by a convenient center island, freshly painted kitchen cabinets, a classic farm sink, a 6-burner gas stove with double oven, and sleek black stainless steel appliances. Just off the main living area is an inviting enclosed porch, providing the perfect bonus room to utilize as a home office or a playroom. Down the hall, both bathrooms have been tastefully updated with modern finishes. Spend your

Cost to own

Mortgage calculator

Home Price

$1,040,000

Down Payment: 20%

$208,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$5,253

Principal & Interest: $5,253

Est. Taxes & Insurance: $1,313

Estimated Total Monthly

$6,567

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,535

Property taxesest. at asking price, Duval County$1,698

Estimated total, before insurance$7,233/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$790,743	$423,026	—
2024	$792,297	$410,397	▼ $683
2023	$485,608	$381,222	—

2025 property taxes (current owner): $7,439/yr

Estimated taxes if purchased at asking price: ~$20,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,344 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 23, 2026Listed$1,040,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,040,000

Price / Sq Ft$562

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,849

Acres0.19 acres

Year Built1980

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryAtlantic Beach

Community Information

Address355 19th Street, Atlantic Beach, FL 32233

Area231-Atlantic Beach-North

SubdivisionSelva Marina

CityAtlantic Beach

CountyDuval

StateFL

Zip Code32233

Lot Size8,276.4 sq ft

Parcel Number1720201261

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Water Heater, Gas Range, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

Spa FeaturesAbove Ground