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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Watersong At Rivertown, St. Johns — a 55+ community home in St. Johns County.

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Sold

Sold·Closed May 27, 2026·112 days on market·Recent sales in Watersong At Rivertown·Watersong At Rivertown

109 Fly Line Drive

St. Johns, FL 32259

$325,000sold priceListed at $329,900 · 98.5% of asking$215/sqftMLS# 2124555
2
Beds
2
Baths
1,514
Sq Ft
2023
Built
2
Garage
No
Pool

37 more homes for sale in Watersong At Rivertown →Search Watersong At Rivertown on the map

HOA $487/mo3,920 sqft lotSingle Family Residence1 story

About this home

Watersong At Rivertown

Immaculate, well priced, 2 bedroom + flex room, 2 bath, home with a 2 car garage, in popular, gated, Watersong at Rivertown The home is on an interior lot, in a section where builder construction and streets are complete. The bond portion of the CDD fee has been paid off by the sellers, an extra bonus! Features include pendant lighting, quartz countertops, quality stainless kitchen appliances and gas range, architectural rock features and Shark coating on the garage and rear patio flooring. Landscaping, exterior maintenance, and reserves are included in the maintenance fee. Amenities are very nearby and include dog parks, pickleball courts, a heated lap pool, a resort style pool, hot tub, fitness center, biergarten, clubhouse, bocce, spa, gas fire pits, paw parks & much more. Many organized activities and clubs are available to join. A full time lifestyle director & CAM are on staff. Residents also have use of Rivertown amenities including the RiverClub, RiverLodge & RiverHouse.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,800
Property taxesest. at asking price, St. Johns County$432
HOAbilled monthly$487
Estimated total, before insurance$2,720/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,318/yr · $277/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$325,000
$65,000
Loan Term
Monthly Payment
$1,800
Principal & Interest: $1,800
Property taxes (est.): $433
Insurance (est.): $217
Estimated Total Monthly
$2,449
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,318/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $266/sq ft; this home is listed at $218/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
383 Ladyslipper Drive, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$457,000$2442/21,876600
186 Ladyslipper Drive, St. Johns, FL 32259Listed by EXP REALTY LLCSep 2026$480,000$2562/21,876240.1
351 Ladyslipper Drive, St. Johns, FL 32259Listed by REAL BROKER LLCAug 2026$450,000$2402/21,876800.1
244 Juniper Hills Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2026$420,000$2663/21,5761490.1
280 Ladyslipper Drive, St. Johns, FL 32259Listed by EXP REALTY LLCJul 2026$518,000$2702/21,920250.1
236 Ladyslipper Drive, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSJun 2026$442,000$2832/21,563170.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$329,900
Price / Sq Ft$218
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,514
Acres0.09 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address109 Fly Line Drive, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionWatersong At Rivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size3,920.4 sq ft
Parcel Number0007241770
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJanuary 10, 2026
Days on Market112
HOA Fees$487 / Monthly
HOA FrequencyMonthly
Tax Amount$3,318.05
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: DALTON WADE INC

Sold by: YOUR HOME SOLD GUARANTEED REALTY ADVISORS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Watersong At Rivertown

Watersong At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Watersong At Rivertown homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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