This home is in Watersong At Rivertown, St. Johns.

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Active Under Contract

Active Under Contract·75 days on market·Watersong At Rivertown

280 Ladyslipper Drive

St. Johns, FL 32259

$539,000$281/sqftEst. $2,869/moMLS# 2142922

Beds

Baths

1,920

Sq Ft

2023

Built

Garage

Pool

About this home

Watersong At Rivertown

Set on a tranquil preserve homesite behind the gates of WaterSong at RiverTown, 280 Ladyslipper Drive blends refined design with effortless Florida living. Built in 2023, this beautifully customized Pier Model offers 1,920 square feet with 2 bedrooms, a private office/den, and thoughtful upgrades that create a home that feels both elegant and welcoming. From the moment you enter through the leaded glass door, the attention to detail is unmistakable. Custom board and batten accent walls and tray ceilings, designer wallpaper, crown molding, and upgraded lighting elevate the foyer and main living spaces, while warm luxury vinyl plank flooring flows throughout the home with no carpet anywhere. The great room becomes a true centerpiece, featuring a striking wallpaper accent wall, vertical shiplap detail, and a built-in buffet with quartz countertops and a double-door wine refrigerator, perfect for entertaining. The kitchen continues the sophisticated design with white quartz countertops

Cost to own

Mortgage calculator

Home Price

$539,000

Down Payment: 20%

$107,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,723

Principal & Interest: $2,723

Est. Taxes & Insurance: $681

Estimated Total Monthly

$3,403

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,869

Property taxesest. at asking price, St. Johns County$717

HOAbilled monthly$211

Estimated total, before insurance$3,797/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $588,200 in November 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$482,863	$251,196	—
2024	$492,922	$243,409	—
2023	$95,000	$95,000	—

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 1, 2026Listed$539,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$539,000

Price / Sq Ft$281

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,920

Acres0.18 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

School Information

ElementaryHallowes Cove Academy

MiddleHallowes Cove Academy

HighBartram Trail

Community Information

Address280 Ladyslipper Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionWatersong At Rivertown

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size7,840.8 sq ft

Parcel Number0007242040

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Management- On Site, Park, Pickleball, Playground, Security, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage Door Opener, Gated

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringTile, Vinyl

# of Stories1

LaundryIn Unit, Sink

SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)