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This home is in Atlantic Beach — a waterfront home in Jacksonville.

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Active

Active·37 days on market

1830 Sevilla Boulevard 204

Atlantic Beach, FL 32233

$349,999$405/sqftEst. $1,801/moMLS# 2153596

Beds

Baths

864

Sq Ft

1981

Built

—

Garage

Pool

About this home

Atlantic Beach

Discover coastal comfort in Sevilla, Atlantic Beach's premier 55+ gated condominium community, known for its tree-lined streets, beautifully maintained grounds, and welcoming atmosphere. This immaculate, move-in-ready condo overlooks a charming courtyard of majestic live oaks, while the covered rear balcony offers peaceful pond views and stunning sunsets. Recent updates include a new water heater and electrical panel (2026). HVAC new in 2022. Perfect as a full-time residence or beach retreat, it's just a short walk or bike ride to the ocean. Residents enjoy outstanding amenities, beautifully maintained common areas, an active social calendar, and the peace of mind of a well-managed HOA. Conveniently located near Baptist AgeWell Center for Health and Mayo Clinic, Sevilla offers a vibrant coastal lifestyle centered on connection, recreation, and seaside living.

Cost to own

Mortgage calculator

Home Price

$349,999

Down Payment: 20%

$70,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,801

Principal & Interest: $1,801

Property taxes (est.): $572

Insurance (est.): $233

Estimated Total Monthly

$2,606

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,801

Property taxesest. at asking price, Duval County$571

HOAbilled monthly$533

Estimated total, before insurance$2,906/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,724/yr · $310/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $350,000 in December 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$259,000	$207,042	—
2024	$250,500	$200,500	—
2023	$227,000	$227,000	—
2022	$189,500	$149,600	—
2021	$136,000	$136,000	—
2020	$136,000	$127,655	—

2025 property taxes (current owner): $3,724/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Tile — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · FL0038776 - City of Atlantic Beach · Public water (record)

County records indicate this parcel on central sewer served by FL0038776 - City of Atlantic Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,556 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 18, 2026Active$349,999
Jul 11, 2026Active Under Contract$349,999
Jul 11, 2026Pending$349,999
Jul 2, 2026Listed$349,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$349,999

Price / Sq Ft$405

Bedrooms1

Bathrooms1.50

Full Baths1

Half Baths1

Square Footage864

Acres0.02 acres

Year Built1981

TypeResidential

Sub-TypeCondominium

StyleVilla

Property ConditionUpdated/Remodeled

StatusActive

# of Carport Spaces1

Has PoolNo

Is WaterfrontYes

55+ CommunityYes

Direction FacesNorthwest

School Information

ElementaryAtlantic Beach

MiddleMayport

HighDuncan Fletcher

Community Information

Address1830 Sevilla Boulevard 204, Atlantic Beach, FL 32233

Area231-Atlantic Beach-North

SubdivisionSevilla

CityAtlantic Beach

CountyDuval

StateFL

Zip Code32233

Lot Size871.2 sq ft

Parcel Number1693990836

ZoningCondominium

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Elevator(s), Gated, Maintenance Grounds, Management - Part Time, Management- On Site, Sauna, Spa/Hot Tub, Storage, Tennis Court(s), Trash, Water

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Carport, Covered, Detached Carport

ViewGolf Course, Pond, Trees/Woods

Waterfront TypePond