This home is in Atlantic Beach.

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Active

Active·313 days on market

1810 Sevilla Boulevard W 307

Atlantic Beach, FL 32233

$314,500$364/sqftEst. $1,674/moMLS# 2107442

Beds

Baths

864

Sq Ft

1974

Built

—

Garage

Pool

About this home

Atlantic Beach

Seller offering 6 months of Condo fees paid on agreeable offer. Charming Coastal Condo in Atlantic Beach, Florida -- Low Maintenance Living Near Beaches, Nature, and Top Amenities Welcome to relaxed coastal living in Atlantic Beach, one of Northeast Florida's most sought after beach communities. This beautifully maintained 1 bedroom, 1 bathroom condo is tucked inside a peaceful gated community surrounded by mature trees and lush natural scenery, offering privacy while remaining close to everything buyers love about beach life. Ideal for buyers searching for a condo for sale in Atlantic Beach Florida that offers privacy, convenience, and true coastal lifestyle living. Inside, the condo features a bright open layout filled with natural light that creates an airy coastal feel. The spacious living area flows seamlessly into the kitchen and dining space, making everyday living simple and comfortable.

Cost to own

Mortgage calculator

Home Price

$314,500

Down Payment: 20%

$62,900

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,589

Principal & Interest: $1,589

Est. Taxes & Insurance: $397

Estimated Total Monthly

$1,986

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,674

Property taxesest. at asking price, Duval County$514

HOAbilled monthly$508

Estimated total, before insurance$2,695/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$259,000	$259,000	—
2024	$250,500	$20,692	—
2023	$227,000	$20,000	—
2022	$189,500	$24,500	—
2021	$136,000	$24,500	—
2020	$136,000	$24,500	—

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · FL0038776 - City of Atlantic Beach · Public water (record)

County records indicate this parcel on central sewer served by FL0038776 - City of Atlantic Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,667 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History