This home is in Silver Meadows, St. Augustine.

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Active

Active·206 days on market·Silver Meadows

142 Whitmore Drive

St. Augustine, FL 32092

$569,985$214/sqftEst. $3,034/moMLS# 2122360

Beds

Baths

2,663

Sq Ft

2025

Built

Garage

Pool

About this home

Silver Meadows

Move-In Ready - Newly Built Home, never lived in! NO CDD FEES! This neighborhood is truly one-of-a-kind! Lennar Homes Sierra floor plan with 4 bedrooms, 2.5 baths, study, and 2 car garage. Everything Included features gourmet kitchen with white cabinets and white quartz kitchen tops, 42 inch cabinets, Frigidaire stainless steel appliances including gas range, double ovens, dishwasher, microwave, and refrigerator, ceramic wood tile in wet areas and extended into family, dining, and halls, quartz vanities, screened lanai, window blinds throughout, and sprinkler system. One year builder warranty, dedicated customer service program, and 24 hour emergency service. (Conditions may apply)

Cost to own

Mortgage calculator

Home Price

$569,985

Down Payment: 20%

$113,997

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,897

Principal & Interest: $2,897

Est. Taxes & Insurance: $724

Estimated Total Monthly

$3,621

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,034

Property taxesest. at asking price, St. Johns County$758

HOAbilled monthly$154

Estimated total, before insurance$3,946/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,252,100 in July 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$95,000	$95,000	—
2024	$70,000	$70,000	—

2025 property taxes (current owner): $1,280/yr

Estimated taxes if purchased at asking price: ~$9,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Dec 22, 2025Listed$569,985

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$569,985

Price / Sq Ft$214

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,663

Acres0.14 acres

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Community Information

Address142 Whitmore Drive, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionSilver Meadows

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size6,098.4 sq ft

Parcel Number0269422890

Amenities

AmenitiesPool, Clubhouse, Playground, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

ViewPond, Water

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)