Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Silver Meadows, St. Augustine — a new construction home in St. Johns County.

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Active

Active·1 day on market·Silver Meadows

57 Stiffs Mill Lane

St. Augustine, FL 32092

$607,990$202/sqftEst. $3,135/moMLS# 2158880

Beds

Baths

3,005

Sq Ft

2026

Built

Garage

Pool

About this home

Silver Meadows

MOVE IN READY! Discover the spacious ERMONT floor plan offering 3005 square feet of thoughtfully designed living space with four bedrooms three and one half bathrooms and a 2 car garage. The first floor features a private owner's suite with a luxurious bath and large walk in closet along with a flex room formal dining room open concept kitchen café and expansive family room that flows seamlessly to a covered lanai perfect for indoor outdoor living. Upstairs you'll find 3 additional bedrooms, 2 full bathrooms and a generous loft ideal for a media room playroom home office or second living area. Designed with Lennar's Everything's Included package this home showcases designer finishes modern smart home features and exceptional comfort for everyday living and entertaining. Enjoy peace of mind with a one-year builder warranty, dedicated customer service program, and 24-hour emergency service. (Conditions may apply)

Cost to own

Mortgage calculator

Home Price

$607,990

Down Payment: 20%

$121,598

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,135

Principal & Interest: $3,135

Property taxes (est.): $809

Insurance (est.): $405

Estimated Total Monthly

$4,350

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,135

Property taxesest. at asking price, St. Johns County$809

HOAbilled monthly$154

Estimated total, before insurance$4,098/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,212/yr · $101/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 6, 2026Listed$607,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$607,990

Price / Sq Ft$202

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,005

Acres0.11 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address57 Stiffs Mill Lane, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionSilver Meadows

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size4,791.6 sq ft

Lot Dimensions40 X 120

Parcel Number000

Amenities

AmenitiesPool, Clubhouse, Dog Park, Park, Pickleball, Tennis Court(s), Trash

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

ViewPond, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)