This home is in Jacksonville.
Active·16 days on market
1718 Osceola Street
Jacksonville, FL 32204
About this home
Jacksonville
Following a 3.5-year restoration completed in 2025, this 1922 corner-lot estate in Riverside Historic District pairs original architecture with a rebuilt chef's kitchen. Five bedrooms, four bathrooms, 3,964 square feet, with a reading room, butler's pantry, and sunroom, each a distinct, named space rather than an open floor plan. Inlaid wood floors, plaster walls, 10+ foot ceilings, Wolf and SubZero appliances, and a custom imported range hood anchor the kitchen. Original cast-iron clawfoot tubs remain in both the main house and the 325-square-foot carriage house, which has its own full bath. Garage plus multi-car driveway and a private carriage house give this Riverside lot parking flexibility most historic homes can't match. River views from the front porch, steps from the Cummer Museum. Riverside Historic District, Jacksonville, Florida.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $1,190,800 in June 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $939,843 | $876,075 | ▲ $78,278 |
| 2024 | $861,795 | $811,795 | — |
| 2023 | $943,948 | $893,948 | ▲ $213,088 |
| 2022 | $700,488 | $171,521 | ▲ $89,057 |
| 2021 | $531,688 | $162,739 | — |
| 2020 | $490,661 | $159,841 | — |
2025 property taxes (current owner): $16,414/yr
Estimated taxes if purchased at asking price: ~$35,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 1922)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,744 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 4, 2026Price change$1,799,000−$75,000
- Mar 12, 2026Listed$1,874,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Riverside
For SaleIncome
2761 St Johns AvenueJacksonville, FL 32205
12 bd · 12 ba · 9,968 sq ft
$1,999,000Est. $10,640/mo*****PRICE REDUCED***** Introducing River Breeze Apartments situated in the sought-after Riverside Historic District…
Listing Office: mcadoo multifamily advisors llc
For SaleIncome
2746 Vernon TerraceJacksonville, FL 32205
6 bd · 6 ba · 5,270 sq ft
$1,300,000Est. $6,919/moGorgeous riverfront property with the perfect blend of historic charm and modern comfort in this exquisite brick…
Listing Office: spectrum realty services
For Sale2160 Oak StreetJacksonville, FL 32204
5 bd · 5.5 ba · 5,750 sq ft
$799,000Est. $4,253/moWelcome to The Frogmore, a timeless 1904 historic estate where rich character and thoughtful renovation come together…
Listing Office: root realty llc
Under Contract2052 Ernest StreetJacksonville, FL 32204
4 bd · 3 ba · 2,301 sq ft
$749,000Est. $3,986/moBuilt in 2018 to echo Riverside's early-1900s architecture, this impeccable 4-br 3-bath Craftsman offers classic…
Listing Office: remax welcome home
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines