Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverside, Jacksonville.

Photo 1 / 102
Active

$1,799,0005 bd · 3.5 ba · 3,964 sq ft

Active·67 days on market·Riverside

1718 Osceola Street

Jacksonville, FL 32204

$1,799,000$454/sqftEst. $9,808/mo mortgageMLS# 2122052
↓ $75,000 below original list
5
Beds
3.5
Baths
3,964
Sq Ft
1922
Built
1
Garage
No
Pool

66 more homes for sale in Riverside →Search Riverside on the map

FEMA Zone XNo HOA7,841 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Riverside

Following a 3.5-year restoration completed in 2025, this 1922 corner-lot estate in Riverside Historic District pairs original architecture with a rebuilt chef's kitchen. Five bedrooms, four bathrooms, 3,964 square feet, with a reading room, butler's pantry, and sunroom, each a distinct, named space rather than an open floor plan. Inlaid wood floors, plaster walls, 10+ foot ceilings, Wolf and SubZero appliances, and a custom imported range hood anchor the kitchen. Original cast-iron clawfoot tubs remain in both the main house and the 325-square-foot carriage house, which has its own full bath. Garage plus multi-car driveway and a private carriage house give this Riverside lot parking flexibility most historic homes can't match. River views from the front porch, steps from the Cummer Museum. Riverside Historic District, Jacksonville, Florida.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$9,808
Property taxesest. at asking price, Duval County$2,937
Estimated total, before insurance$12,746/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$16,414/yr · $1,368/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,799,000
$359,800
Loan Term
Monthly Payment
$9,808
Principal & Interest: $9,808
Property taxes (est.): $2,938
Insurance (est.): $1,199
Estimated Total Monthly
$13,945
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1922)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,744 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $1,190,800 in June 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$939,843$876,075▲ $78,278
2024$861,795$811,795—
2023$943,948$893,948▲ $213,088
2022$700,488$171,521▲ $89,057
2021$531,688$162,739—
2020$490,661$159,841—

2025 property taxes (current owner): $16,414/yr

Estimated taxes if purchased at asking price: ~$35,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 4, 2026Price change$1,799,000−$75,000
  • Mar 12, 2026Listed$1,874,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $274/sq ft; this home is listed at $454/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2301 Oak Street, Jacksonville, FL 32204Listed by KELLER WILLIAMS JACKSONVILLEAug 2026$875,000$2746/3.53,198410.1
1526 Copeland Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLCJul 2026$1,205,000$3344/3.53,608880.2
2598 Herschel Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLCAug 2026$780,000$2805/32,784540.3
1130 Acosta Street, Jacksonville, FL 32204Listed by ONE REALTY CORPJun 2026$417,500$1194/2.53,523870.4
2772 Riverside Avenue, Jacksonville, FL 32205Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$815,500$2525/43,230800.5
542 Lancaster Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLCJun 2026$820,000$2674/33,068590.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,799,000
Price / Sq Ft$454
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,964
Acres0.18 acres
Year Built1922
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric, Multi Generational, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWest Riverside
MiddleLake Shore
HighRiverside

Community Information

Address1718 Osceola Street, Jacksonville, FL 32204
Area031-Riverside
SubdivisionRiverside
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size7,840.8 sq ft
Parcel Number0905610000

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingDetached, Garage
ViewRiver

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Gas Oven, Gas Range, Ice Maker, Plumbed For Ice Maker, Refrigerator, Washer, Washer/Dryer Stacked, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryIn Unit
SecurityCarbon Monoxide Detector(s)

Exterior

Lot DescriptionCorner Lot, Historic Area
Patio / PorchDeck, Front Porch, Porch, Rear Porch
FencingBack Yard
RoofShingle
ConstructionStucco
Other StructuresGuest House
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 1, 2026
Days on Market67
Tax Amount$16,413.77
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, Lease Back, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverside

Riverside is a neighborhood in Jacksonville, FL (Duval County), ZIP 32204.

View all Riverside homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines