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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$1,875,00012 bd · 12 ba · 9,968 sq ft

Active·210 days on market

2761 St Johns Avenue

Jacksonville, FL 32205

$1,875,000$188/sqftEst. $10,222/mo mortgageMLS# 2139502
↓ $124,000 below original list
12
Beds
12
Baths
9,968
Sq Ft
1952
Built
—
Garage
No
Pool
FEMA Zone XNo HOA13,939 sqft lotMulti Family

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

*****PRICE REDUCED***** Introducing River Breeze Apartments situated in the sought-after Riverside Historic District in Jacksonville, FL. This exceptional 12-unit apartment community offers oversized 800+ SF one-bedroom units with in-unit washer/dryer and central HVAC. The property's prime location provides a Walk Score of 89/100, allowing residents easy access to dining, retail, and entertainment options in the surrounding area, including proximity to major employment centers like Ascension St. Vincent's Riverside hospital. Investors have a compelling value-add opportunity to renovate 11 of the 12 units with modern premium finishes, unlocking significant rental upside while benefiting from the enduring appeal of the historic district. With limited supply in this prestigious neighborhood, River Breeze Apartments offers a rare chance to acquire a well-located asset in one of Jacksonville's premier locations.

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$10,222
Property taxesest. at asking price, Duval County$3,062
Estimated total, before insurance$13,284/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$25,493/yr · $2,124/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,875,000
$375,000
Loan Term
Monthly Payment
$10,222
Principal & Interest: $10,222
Property taxes (est.): $3,062
Insurance (est.): $1,250
Estimated Total Monthly
$14,534
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1952)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $1,872,000 in March 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,419,100$1,419,100—
2024$1,399,500$1,399,500▲ $22,700
2023$1,438,000$1,438,000▲ $58,600
2022$1,315,500$1,315,500▼ $41,100
2021$1,226,900$1,226,900—
2020$1,137,100$1,137,100—

2025 property taxes (current owner): $25,493/yr

Estimated taxes if purchased at asking price: ~$36,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 1, 2026Price change$1,875,000−$124,000
  • Apr 10, 2026Listed$1,999,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $188/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
931 Rubel Street, Jacksonville, FL 32205Listed by MCADOO MULTIFAMILY ADVISORS LLCOct 2026$1,439,716$1880/167,678320.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,875,000
Price / Sq Ft$188
Bedrooms12
Bathrooms12.00
Full Baths12
Square Footage9,968
Acres0.32 acres
Year Built1952
TypeResidential Income
Sub-TypeMulti Family
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryWest Riverside, reported on 26 other Riverside listings
MiddleLake Shore, reported on 37 other Riverside listings
HighRiverside, reported on 39 other Riverside listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2761 St Johns Avenue, Jacksonville, FL 32205
Area032-Avondale
SubdivisionRiverside
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size13,939.2 sq ft
Parcel Number0778210000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
ParkingOff Street

Interior

HeatingCentral
CoolingCentral Air

Exterior

Lot DescriptionCorner Lot

Additional Information

Date ListedApril 10, 2026
Days on Market210
Tax Amount$25,493.34
Tax Year2025
Listing TermsCash, Conventional, Other
New ConstructionNo

Listing Courtesy of: MCADOO MULTIFAMILY ADVISORS LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines