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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 29, 2026·87 days on market·Recent sales in New Construction — Jacksonville

1130 Acosta Street

Jacksonville, FL 32204

$417,500sold priceListed at $460,000 · 90.8% of asking$119/sqftMLS# 2135383
4
Beds
2.5
Baths
3,523
Sq Ft
1915
Built
—
Garage
No
Pool
No HOA15,682 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

Come see this amazing opportunity in Riverside. Great price for any investor or home owner. High ceilings, hardwood floors. Huge rooms with a classic touch. A beautiful enclosed balcony is unlike anything you've seen. Basement for easy access and storage. Owner is subdividing the double lot. Lot 9 is not included in the sale. House sits on lot 10. Owner is building a new house one lot 9. Priced way below value. Comparable in the 900k+ plus range. Property being sold As-IS. Come by and take a look and put your best offer on the table. Back on Market.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,313
Property taxesest. at asking price, Duval County$682
Estimated total, before insurance$2,994/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,566/yr · $380/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$417,500
$83,500
Loan Term
Monthly Payment
$2,313
Principal & Interest: $2,313
Property taxes (est.): $682
Insurance (est.): $278
Estimated Total Monthly
$3,273
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$750,704$226,511—
2024$773,593$219,420▲ $48,488
2023$743,522$211,573—
2022$729,149$203,955▲ $42,575
2021$619,596$196,559▲ $63,213
2020$546,502$193,155—

2025 property taxes (current owner): $4,566/yr

Estimated taxes if purchased at asking price: ~$8,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $274/sq ft; this home is listed at $131/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2598 Herschel Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLCAug 2026$780,000$2805/32,784540.1
1520 Barrs Street, Jacksonville, FL 32204Listed by NON MLS (realMLS)Feb 2026$950,000$2855/2.53,33210.2
2756 Oak Street, Jacksonville, FL 32205Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJan 2026$695,000$1745/33,995840.2
2789 Selma Street, Jacksonville, FL 32205Listed by KELLER WILLIAMS ST JOHNSOct 2026$675,000$2425/42,784320.3
2772 Riverside Avenue, Jacksonville, FL 32205Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$815,500$2525/43,230800.3
2301 Oak Street, Jacksonville, FL 32204Listed by KELLER WILLIAMS JACKSONVILLEAug 2026$875,000$2746/3.53,198410.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$460,000
Price / Sq Ft$131
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage3,523
Acres0.36 acres
Year Built1915
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address1130 Acosta Street, Jacksonville, FL 32204
Area031-Riverside
SubdivisionNew Riverside
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size15,681.6 sq ft
Parcel Number0642710000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCarport, Off Street

Interior

AppliancesElectric Oven
HeatingCentral, Electric
CoolingAttic Fan, Central Air, Electric
# of Stories2

Additional Information

Date ListedJune 1, 2026
Days on Market87
Tax Amount$4,565.73
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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