This home is in Fernandina Beach.
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Sold·Closed May 12, 2026·70 days on market·Recent sales in Amelia Island
2749 Ocean Oaks Drive
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Live the ultimate Amelia Island lifestyle in this beautifully updated 4BR/3BA single-level home just 3 blocks from the Atlantic Ocean and an easy 8-minute walk to Beach Access 9. Located in desirable Ocean Oaks, this home offers rare privacy with a backyard bordering Egans Creek Greenway—perfect for walking, biking, and wildlife views. Inside, enjoy thoughtful upgrades including a NEW roof (2021), NEW HVAC (2025), and NEW water heater (2020). Features include custom plantation shutters, 10'-12' ceilings, two gas fireplaces, honed Carrara marble countertops, stainless appliances, gas KitchenAid range, walk-in pantry, and a flex room ideal for an office or den. Outdoors, relax by the saltwater pool and spa with waterfall feature, plus a new pump (2025). An extended two-car garage, sprinkler system, and gutters add convenience. Close to top-rated schools, Baptist Medical Center, downtown Fernandina Beach, marinas, golf, and beaches—this home blends comfort, upgrades, & coastal elegance.
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Cost to own
Taxes & assessment
2024 property taxes (current owner): $5,466/yr
Estimated taxes if purchased at asking price: ~$13,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $420/sq ft; this home is listed at $355/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1012 Ocean Oaks Drive S, Fernandina Beach, FL 32034Listed by BEYCOME OF FLORIDA LLC | Sep 2026 | $1,425,000 | $540 | 4/3 | 2,640 | 16 | 0.2 |
| 2792 S Ocean Oaks Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Mar 2026 | $975,000 | $420 | 3/2 | 2,322 | 97 | 0.2 |
| 865 Laguna Drive, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $750,000 | $397 | 3/2.5 | 1,887 | 75 | 0.4 |
| 414 Portside Drive, Fernandina Beach, FL 32034Listed by COLDWELL BANKER THE AMELIA GROUP | Mar 2026 | $825,000 | $366 | 4/3 | 2,257 | 81 | 0.5 |
| 1498 S Fletcher Avenue, Fernandina Beach, FL 32034Listed by LIGHTHOUSE REALTY ASSOCIATES | Apr 2026 | $2,200,000 | $1,162 | 3/2 | 1,893 | 147 | 0.7 |
| 1624 Indigo Street, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Apr 2026 | $670,000 | $360 | 4/2 | 1,861 | 3 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES
Sold by: AMELIA ISLAND REAL ESTATE SERVICES (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on May 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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