Skip to main content

This home is in Jacksonville.

Photo 1 / 26
Active

Active·224 days on market

1071 Edgewood Avenue S 401

Jacksonville, FL 32205

$165,500$165/sqftEst. $881/moMLS# 2120580
2
Beds
2
Baths
1,006
Sq Ft
1985
Built
Garage
No
Pool

About this home

Jacksonville

Price Change Incredible opportunity to own a beautiful 2-bed, 2-bath end unit condo in a sought-after 55+ community! With thoughtful renovations & an abundance of storage, this home offers comfort & convenience. Features: natural light w/energy efficiency brand-new windows throughout, all backed by a transferrable warranty gives peace of mind. Updated cabinetry, vanities & commodes in bathrooms; Shower only in primary bedroom; Hot Water Heater (2YO) ensuring efficient & reliable service; Ample closet space throughout, plus additional storage in your own private storage closet and a dedicated COVERED PRIVATE PARKING SPOT. Community Amenities: Community Pool; 2 Elevators - no need to worry about stairs-- unless you want the exercise; Laundry Facility 1st floor on-site. Gathering Pavilion: for socializing with neighbors; Fantastic combo of modern features, practical amenities, & a supportive 55+ community, this unit is a perfect place to call home. Ready for your own finishing touch!

Cost to own

Mortgage calculator

$165,500
$33,100
Loan Term
Monthly Payment
$841
Principal & Interest: $841
Est. Taxes & Insurance: $210
Estimated Total Monthly
$1,052
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$881
Property taxesest. at asking price, Duval County$270
HOAbilled monthly$496
Estimated total, before insurance$1,647/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$124,000$124,000
2024$144,500$119,350 $36,000
2023$108,500$108,500
2022$105,500$105,500
2021$105,500$105,500
2020$78,500$0

2025 property taxes (current owner): $2,229/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer

County records indicate this parcel on central sewer served by JEA Water/Sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,656 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 15, 2026Price change$165,500$3,500
  • Dec 5, 2025Listed$169,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$165,500
Price / Sq Ft$165
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,006
Acres0.01 acres
Year Built1985
TypeResidential
Sub-TypeCondominium
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address1071 Edgewood Avenue S 401, Jacksonville, FL 32205
Area051-Murray Hill
SubdivisionEdgewood Condominium
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size435.6 sq ft
Parcel Number0790871056

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Carport

Interior

AppliancesDishwasher, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories1
SecuritySecurity Gate

Additional Information

Date ListedDecember 6, 2025
Days on Market222
HOA Fees$496.24 / Monthly
HOA FrequencyMonthly
Tax Amount$2,229.31
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke