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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 7, 2026·224 days on market·Recent sales in Jacksonville

1071 Edgewood Avenue S 401

Jacksonville, FL 32205

$158,000sold priceListed at $165,500 · 95.5% of asking$157/sqftMLS# 2120580
2
Beds
2
Baths
1,006
Sq Ft
1985
Built
—
Garage
No
Pool
FEMA Zone XHOA $496/mo436 sqft lotCondominium1 story

About this home

Jacksonville

Price Change Incredible opportunity to own a beautiful 2-bed, 2-bath end unit condo in a sought-after 55+ community! With thoughtful renovations & an abundance of storage, this home offers comfort & convenience. Features: natural light w/energy efficiency brand-new windows throughout, all backed by a transferrable warranty gives peace of mind. Updated cabinetry, vanities & commodes in bathrooms; Shower only in primary bedroom; Hot Water Heater (2YO) ensuring efficient & reliable service; Ample closet space throughout, plus additional storage in your own private storage closet and a dedicated COVERED PRIVATE PARKING SPOT. Community Amenities: Community Pool; 2 Elevators - no need to worry about stairs-- unless you want the exercise; Laundry Facility 1st floor on-site. Gathering Pavilion: for socializing with neighbors; Fantastic combo of modern features, practical amenities, & a supportive 55+ community, this unit is a perfect place to call home. Ready for your own finishing touch!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$875
Property taxesest. at asking price, Duval County$258
HOAbilled monthly$496
Estimated total, before insurance$1,629/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,229/yr · $186/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$158,000
$31,600
Loan Term
Monthly Payment
$875
Principal & Interest: $875
Property taxes (est.): $258
Insurance (est.): $105
Estimated Total Monthly
$1,239
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer

County records indicate this parcel on central sewer served by JEA Water/Sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,656 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$124,000$124,000—
2024$144,500$119,350▲ $36,000
2023$108,500$108,500—
2022$105,500$105,500—
2021$105,500$105,500—
2020$78,500$0—

2025 property taxes (current owner): $2,229/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 9, 2026Closed$165,500
  • Jul 21, 2026Pending$165,500
  • Jul 15, 2026Price change$165,500−$3,500
  • Dec 5, 2025Listed$169,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $219/sq ft; this home is listed at $165/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1627 Seminole Road 1627, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$230,000$2062/11,114131.1
2909 St Johns Avenue A3, Jacksonville, FL 32205Listed by NEXTHOME ENDLESS SUMMERJul 2026$189,900$1642/21,160331.3
3958 Herschel Street, Jacksonville, FL 32205Listed by ROOT REALTY LLCJun 2025$235,000$2192/21,0721131.3
2931 St Johns Avenue 6, Jacksonville, FL 32205Listed by KELLER WILLIAMS REALTY AT THE LAKESMay 2025$269,000$2452/21,10021.3
2912 St Johns Avenue 23, Jacksonville, FL 32205Listed by GAILEY ENTERPRISES LLCOct 2026$215,000$1862/21,1591871.4
2525 College Street 1308, Jacksonville, FL 32204Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$231,000$2461/19381501.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$165,500
Price / Sq Ft$165
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,006
Acres0.01 acres
Year Built1985
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address1071 Edgewood Avenue S 401, Jacksonville, FL 32205
Area051-Murray Hill
SubdivisionEdgewood Condominium
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size435.6 sq ft
Parcel Number0790871056

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Carport

Interior

AppliancesDishwasher, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories1
SecuritySecurity Gate

Additional Information

Date ListedDecember 6, 2025
Days on Market224
HOA Fees$496.24 / Monthly
HOA FrequencyMonthly
Tax Amount$2,229.31
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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