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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 28, 2026·208 days on market·Recent sales in Jacksonville

5646 Ricker Road

Jacksonville, FL 32244

$130,000sold priceListed at $195,000 · 66.7% of asking$111/sqftMLS# 2120182
4
Beds
1
Baths
1,175
Sq Ft
1961
Built
—
Garage
No
Pool
No HOA7,841 sqft lotSingle Family Residence1 story

About this home

Jacksonville

What an affordable gem to snap up! Make this home the comfortable retreat you've been wanting. Home is in move-in condition and offers a NEW ROOF, nice floor plan with living room, fully equipped kitchen, kitchen/dining combo, bonus area off the kitchen, spacious bedrooms, and inside laundry/utility room. There is a storage room attached to the back of the home which offers more possibilities. This home is conveniently located to transportation, schools, shopping and entertainment. The large backyard offers fruit trees and space for entertaining. Four exterior cameras will convey with property. Modem for cameras will not convey. There are programs available to help homebuyers with down payment and closing cost assistance. Make your appointment to view today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$720
Property taxesest. at asking price, Duval County$212
Estimated total, before insurance$932/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,679/yr · $223/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$130,000
$26,000
Loan Term
Monthly Payment
$720
Principal & Interest: $720
Property taxes (est.): $212
Insurance (est.): $87
Estimated Total Monthly
$1,019
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1961)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,700 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$137,330$124,930—
2024$132,573$113,573—
2023$141,423$103,249—
2022$123,916$93,863▲ $18,000
2021$91,711$85,330▲ $6,989
2020$82,635$77,573—

2025 property taxes (current owner): $2,679/yr

Estimated taxes if purchased at asking price: ~$2,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 2, 2026Closed$195,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $152/sq ft; this home is listed at $166/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7578 Ridgeway Road N, Jacksonville, FL 32244Listed by EXIT 1 STOP REALTYOct 2026$210,000$1753/21,20040.1
5638 Corvair Avenue, Jacksonville, FL 32244Listed by EXP REALTY LLCSep 2026$150,000$1223/21,230290.1
5849 Ridgeway Road E, Jacksonville, FL 32244Listed by COMPLETE HOME REALTY, INC.Aug 2026$217,000$1613/1.51,3451280.3
5820 Porsche Road, Jacksonville, FL 32244Listed by WHOLESALE REALTY LLCSep 2026$140,000$1003/21,397140.4
7552 Wheat Road, Jacksonville, FL 32244Listed by EXP REALTY LLCAug 2026$125,500$874/2.51,435170.4
5919 Sonora Drive W, Jacksonville, FL 32244Listed by GEORGE BARNES REALTY SALES AND PROPERTY MANAGEMENTOct 2026$195,000$1523/11,2801410.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$195,000
Price / Sq Ft$166
Bedrooms4
Bathrooms1.00
Full Baths1
Square Footage1,175
Acres0.18 acres
Year Built1961
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryJacksonville Heights
MiddleChaffee Trail
HighWestside High School

Community Information

Address5646 Ricker Road, Jacksonville, FL 32244
Area063-Jacksonville Heights/Oak Hill/English Estates
SubdivisionOak Hill
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size7,840.8 sq ft
Lot Dimensions75x100
Parcel Number0969210000
ZoningResidential

Amenities

Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesEat-in Kitchen, Split Bedrooms
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch
RoofShingle
ConstructionBlock
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedDecember 15, 2025
Days on Market208
Tax Amount$2,679.06
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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