This home is in Oceans Edge Condos, Jacksonville Beach.

1 / 26

Active

Active·45 days on market·Oceans Edge Condos

202 Laguna Villas Boulevard B24

Jacksonville Beach, FL 32250

$290,000$342/sqftEst. $1,474/moMLS# 2148825

Beds

Baths

847

Sq Ft

2006

Built

—

Garage

Pool

About this home

Oceans Edge Condos

Live the beach lifestyle every day, not just on vacation! Just steps from the sand, this beautifully maintained second-floor 1BR/1BA condo sits directly across from the beach, making sunrise walks and afternoon swims part of your daily routine. Enjoy peaceful lagoon views and a relaxing glimpse of the community pool from your private retreat. The bright, open-concept floor plan creates an airy coastal feel, while brand-new luxury vinyl plank flooring (2025) and new double-hung windows (2025) add style, durability, energy efficiency, and abundant natural light. An in-unit washer and dryer plus a dedicated exterior storage unit provide convenience for beach gear and everyday essentials. Located just minutes from Whole Foods, Trader Joe's, Target, Publix, dining, and entertainment, this home offers a quieter, more refined coastal setting. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this unit is move-in ready where it counts!

Cost to own

Mortgage calculator

Home Price

$290,000

Down Payment: 20%

$58,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,474

Principal & Interest: $1,474

Est. Taxes & Insurance: $369

Estimated Total Monthly

$1,843

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$1,474

Property taxesest. at asking price, Duval County$474

HOAbilled monthly$584

Estimated total, before insurance$2,532/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$285,000	$144,648	—
2024	$293,500	$139,864	—
2023	$262,000	$134,334	—
2022	$243,000	$128,966	—
2021	$200,000	$123,754	—
2020	$193,500	$121,356	—

2025 property taxes (current owner): $2,831/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,787 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History