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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Jun 30, 2026·203 days on market·Recent sales in St. Augustine

10 Clark Street

St. Augustine, FL 32084

$300,000sold priceListed at $348,900 · 86% of asking$307/sqftMLS# 2117147
3
Beds
1
Baths
976
Sq Ft
1909
Built
1
Garage
No
Pool
No HOA12,197 sqft lotSingle Family Residence1 story

About this home

St. Augustine

Just steps from Historic Downtown St. Augustine, this 1900s Southern Bungalow in the heart of booming West Augustine is a true unicorn property. The oversized lot offers endless potential to expand or add a pool and/or ADU, creating the ultimate investment or multi-generational forever home. Enjoy the charm of Old Florida with a detached garage, mature trees, and room to grow in one of St. Augustine's most sought-after neighborhoods. Walk to the vibrant West King District filled with local boutiques, cafes, yoga studios, pubs, and a neighborhood brewery, or take a peaceful stroll along Oyster Creek. This is a rare chance to create a mini compound in the nation's oldest city. Bring your craftsmanship and vision to make this family estate your own and capture a piece of historic St. Augustine charm. Some images are edited, Buyer to verify all information.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,662
Property taxesest. at asking price, St. Johns County$399
Estimated total, before insurance$2,061/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$7,062/yr · $588/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$300,000
$60,000
Loan Term
Monthly Payment
$1,662
Principal & Interest: $1,662
Property taxes (est.): $399
Insurance (est.): $200
Estimated Total Monthly
$2,261
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1909)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,386 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$367,915$367,915—
2025$180,232$25,000—
2024$372,461$372,461—
2024$166,112$25,000▲ $8,823
2023$374,688$0—
2023$162,493$25,000—
2022$326,742$0—
2022$157,086$25,000▲ $1,395
2021$251,825$0—
2021$112,247$25,000—
2020$206,404$0—
2020$98,946$25,000▲ $3,438

2024 property taxes (current owner): $7,062/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $503/sq ft; this home is listed at $357/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11 Davis Street, St. Augustine, FL 32084Listed by HOUWZER, INC.Jul 2026$385,000$5473/2704100.1
6 S Whitney Street, St. Augustine, FL 32084Listed by THE NEWCOMER GROUPApr 2026$180,000$2371/1761150.4
627 Cathedral Place, St. Augustine, FL 32084Listed by ALLIANCE REALTY & FINANCIAL SERVICES, INCSep 2026$295,000$4052/17281020.6
125 Moore Street, St. Augustine, FL 32084Listed by FIV REALTY CO FLORIDA LLCJun 2026$575,000$5033/21,143560.6
83 Weeden Street, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$450,000$5712/2788950.6
533 S Rodriquez Street, St. Augustine, FL 32084Listed by US REALTY HUBJun 2026$270,000$2703/21,0001220.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$348,900
Price / Sq Ft$357
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage976
Acres0.28 acres
Year Built1909
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage, Traditional
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryOsceola
MiddleMurray

Community Information

Address10 Clark Street, St. Augustine, FL 32084
Area337-Old Moultrie Rd/Wildwood
SubdivisionWildwood Park
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size12,196.8 sq ft
Parcel Number1190800000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street
ViewCity

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom - Tub with Shower
AppliancesDryer, Electric Oven, Refrigerator, Washer
HeatingElectric
CoolingElectric, Wall/Window Unit(s)
FlooringLaminate, Vinyl, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionHistoric Area, Irregular Lot
Patio / PorchCovered, Front Porch, Glass Enclosed, Rear Porch, Screened
RoofShingle
ConstructionOther, Frame
Other StructuresOther

Additional Information

Date ListedNovember 9, 2025
Days on Market203
Tax Amount$7,061.87
Tax Year2024
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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